6533b82efe1ef96bd129344b

RESEARCH PRODUCT

An Analysis of the Romanian Internet Banking Market from the Perspective of Cloud Computing Services

Radu ConstantinescuRazvan Daniel ZotaLucian Alexandru Fraţilă

subject

Service (business)Mobile bankingbusiness.industrySoftware as a serviceInternet privacyGeneral Engineeringonline bankingEnergy Engineering and Power TechnologyContext (language use)Cloud computingelectronic bankingcloud computing.CommerceSMS bankingRetail bankingmobile bankingThe Internetbusinessinternet banking

description

Abstract The Internet banking today is not something new anymore; all the banks in the Romanian market (and not only) are offering different forms of Internet banking which is ultimately a service in the cloud. In terms of cloud computing, Internet banking represents SaaS for the users, an application which uses Internet for making payments, viewing information, making deposits and so on. In this paper we briefly analyse the Romanian Internet banking market and compare some of the most popular Internet banking platforms. We will also draw some conclusions about this market in the context of the new Cloud computing delivery models.

10.1016/s2212-5671(13)00201-3http://dx.doi.org/10.1016/S2212-5671(13)00201-3