Search results for " Resource"

First pollen-based REVEALS reconstruction of vegetation abundance in Europe for five time windows between 6k years BP and present

2019

The submitted dataset includes the pollen-based REVEALS estimates of 11 plant functional types (PFTs) and 3 land-cover types (LCTs) for Europe, published in Trondman et al. (2015) as part of the results from the Swedish project LandClim I (Gaillard et al., 2010). In this project, pollen-based REVEALS estimates of land cover for 5 time windows of the Holocene were used to evaluate the scenarios of anthropogenic land-cover change (ALCC) KK and HYDE (Kaplan et al., 2017) and to study the biogeophysical forcing of ALCC between the time windows 6200-5700 years BP and CE 1600-1850 (Strandberg et al., 2014). The reconstruction is based on 25 pollen taxa for which pollen productivity of the corresp…

Raster maps for 29 environmental variables in three geographical regions

2015

Aim: Greater understanding of the processes underlying biological invasions is required to determine and predict invasion risk. Two subspecies of olive (Olea europaea subsp. europaea and Olea europaea subsp. cuspidata) have been introduced into Australia from the Mediterranean Basin and southern Africa during the 19th century. Our aim was to determine to what extent the native environmental niches of these two olive subspecies explain the current spatial segregation of the subspecies in their non-native range. We also assessed whether niche shifts had occurred in the non-native range, and examined whether invasion was associated with increased or decreased occupancy of niche space in the no…

Assessing the Finance and Economics of Resource Recovery and Reuse Solutions Across Scales

2015

The recovery and reuse of wastewater can contribute to reducing poverty, improving food security, improving nutrition and health, and managing natural resources more sustainability to protect ecosystems and build climate resilient communities. Reusing wastewater generates both private and public benefits, yet care must be taken to minimize environmental harm and risks to human health. Assessing the costs and benefits of wastewater use is challenging for decision making. Financial analysis of wastewater and other reuse options can underpin decision making from a business standpoint, and economic analysis provides the information needed to support public policy decisions. In this chapter, we …

The financing of Spanish public universities

1998

The main features of the recent evolution of the Spanish universities are described in this paper. Of the three sets of reforms that are currently in progress (reforms of the teaching process, institutional evaluation and new financing models) we concentrate on the last one, introducing and discussing some proposals for the financing of Spanish public universities.

CREDIT RISK MANAGEMENT IN COMMERCIAL BANKS

2016

The article proposes a model of credit risk assessment on the basis of factor analysis of retail clients / borrowers in order to ensure predictive control of the level of risk posed by potential clients in commercial banks engaged in consumer lending. The aim of the study is to determine the level of risk represented by different groups (classes) of retail clients (borrowers) in order to reduce and prevent credit risk in the future as well as to improve the management of banking risks. The main results of the study are the creation of a model of borrowers’ internal credit ratings and the development of the methods of improving credit risk management in commercial banks.

‘Too interconnected to fail’ financial network of US CDS market: Topological fragility and systemic risk

2012

A small segment of credit default swaps (CDS) on residential mortgage backed securities (RMBS) stand implicated in the 2007 financial crisis. The dominance of a few big players in the chains of insurance and reinsurance for CDS credit risk mitigation for banks' assets has led to the idea of too interconnected to fail (TITF) resulting, as in the case of AIG, of a tax payer bailout. We provide an empirical reconstruction of the US CDS network based on the FDIC Call Reports for off balance sheet bank data for the 4th quarter in 2007 and 2008. The propagation of financial contagion in networks with dense clustering which reflects high concentration or localization of exposures between few parti…

SEC's acceptance of IFRS-based financial reporting: An examination based in institutional theory

2016

In 2007 the Securities and Exchange Commission (SEC) made an historic ruling allowing foreign registrants to file IFRS-based financial statements without reconciling to U.S. GAAP. With that decision, the SEC changed its longstanding practice of adhering to a single set of accounting standards in the U.S. The decision diminishes the standing of two previously powerful institutions: U.S. GAAP and the SEC itself. We examine this important change drawing generally on institutional theory. We draw on several models to obtain insights into the likely roles of both regulator and regulatees, into the reasons the particular type of incremental change mechanism was observed, and into the influence of…

Case in Disruption: LexShares and the Litigation Finance Sector

2019

Specializing in crowdfunding litigation via a web‐based platform, LexShares is part of a new generation of businesses designed to take advantage of the opportunities for disintermediation offered by the digitization of the economy. By connecting investors directly to plaintiffs and lawyers, LexShares has created an alternative financial investment product that is not dependent on the performance of traditional financial markets. Its business model shows how a single company can revolutionize its business sector by introducing and leveraging a disruptive technology. The company's experiences in the realm of litigation finance offer myriad lessons for business leaders seeking a competitive ed…

Judgment designating Deliveroo ‘rider’ an employee and analysis of its impact on the ‘gig economy’

2018

Intellectual Capital and its Relationship with Universities

2015

Abstract The Intellectual Capital of a firm is the sum total of its Human Capital, Structural Capital and Relational Capital. These assets form a source of distinct competitive advantage and distinguish the performance of one firm from the other. Some organizations appear to continue relying on traditional resources for wealth creation but they should increase their attention towards a greater reliance on intellectual capital factors. This study attempts to investigate the role of intellectual capital in nowadays modern organizations and in particular, its relevance for education institutions such as universities.