Search results for " SAVING"
showing 7 items of 167 documents
Innovative technologies for temporary architecture
2009
Problem risen from temporariness and flexibility concepts of built concern, always constituted, all over technological advanced countries and throughout the whole history of scientific research, some of the most interesting aspects of technologies, industry and industrialization processes. Several project proposals about really light structures easily gatherable, transportable, that can be dismantled and reconverted, are proves of that such as their use in order to obtain flexible and functional living solutions. They are systems adaptable to different needs and fit to offer a concrete solution for the necessities related to the new ways of living. In fact temporary buildings that were thou…
Istota funduszu stabilizacyjnego w kontekście problemu dopuszczalności zwrotu wpłat na rzecz syndyka upadłej spółdzielczej kasy oszczędnościowo-kredy…
2021
W dwuczęściowym opracowaniu analizowany jest problem dopuszczalności żądania przez syndyka upadłej spółdzielczej kasy oszczędnościowo-kredytowej zwrotu wpłat wniesionych na fundusz stabilizacyjny. Nie jest to tylko zagadnienie istnienia bądź jego braku roszczenia cywilnoprawnego po stronie syndyka. Rzeczywistą istotą przedstawionego dylematu jest pytanie o dopuszczalność ograniczenia ustawowego atrybutu Krajowej Spółdzielczej Kasy Oszczędnościowo-Kredytowej wykonywanego w interesie publicznym. Fundusz stabilizacyjny odgrywa bowiem szczególną rolę w całym systemie finansowym. Istotą działania kasy jest idea samopomocy finansowej, polegająca na wzajemnym kredytowaniu się członków kasy ze zgro…
Water and Energy Saving in Urban Water Systems: The ALADIN Project
2016
The ALADIN project was aimed at contributing to environmental and energy sustainability of the urban water system by means of a decision support tool able to allow an evaluation of the energy impact related to each different macro-sectors of urban water cycle highlighting the main energy flows and to assess the system energy balance and identify the possible energy-efficient solutions. Moreover the tool suggests the most efficient actions in reducing water losses. In the present paper the main features of the developed tool are presented. (C) 2016 The Authors. Published by Elsevier Ltd. This is an open access article under the CC BY-NC-ND license.
Voluntary Private Investments Role in Pension System in Latvia
2021
Pension systems have become one of the main priorities for the national governments. Developed countries population is getting older by putting the pressure on the state budgets and work age people tax load. The current pension system in Latvia performs according to regulation of state compulsory unfunded pension scheme since 1996 and regulation of the state funded or accumulated pension scheme since 2001. The third pension system pillar is private voluntary pension schemes realized in form of people contributions into pension funds and life insurance policies. Aim of the research – deeper analyses of voluntary private investments as the pension system part and its development challenges in…
Voluntary pension funds contribution in the pension system of Latvia in comparison with Estonia and Lithuania
2020
Pension system formation is one of the questions on the daily agenda for most countries of the world. Most attention and discussion focus on the first two pension system pillars – state compulsory unfunded pension scheme and the state-funded or accumulated pension scheme in pension funds, both based on mandatory contributions. Private voluntary investments are the “third pillar” of pension systems and the gear to ensure an adequate level of income at retirement age by creating private pension funds. Voluntary savings are becoming the source of retirement income received on a monthly basis in line with the progress of private pension funds and expansion of the choice of pension schemes. This…
The marketplace vulnerability of low-income unbanked consumers : a developing country perspective
2018
Financial exclusion is recognised as an important element of socio-economic inequality where economically vulnerable groups are excluded from basic financial services. The issue of financial exclusion is mainly concentrated in the world’s developing countries. However, research on the issue of financial exclusion in the field of marketing as well as from the perspective of unbanked consumers is lacking. Although financial exclusion impedes low-income consumers’ welfare, there is a shortage of wellbeing related studies on low-income consumers in the context of developing countries. This doctoral dissertation aims to investigate the ways in which low-income unbanked consumers experience vulne…
Transformations Accompanying a Shift from Surface to Drip Irrigation in the Cànyoles Watershed, Valencia, Spain
2017
Drip irrigation is widely promoted in Spain to increase agricultural production and to save water. In the Cànyoles watershed, Valencia, we analysed the consequences of change from surface irrigation to drip irrigation over the past 25 years. There were a number of transformations resulting from, or accelerated by, this change including the 1) intensification of well construction causing a redistribution in access to groundwater, water shortages and a lowering of the groundwater table; 2) expansion of irrigation into former rain-dependent uphill areas resulting in increased water use; 3) shift to higher- value monoculture fruit crops, but with associated higher crop water requirements; 4) in…