Search results for " bank"
showing 10 items of 502 documents
AS Rietumu Banka finanšu stāvokļa analīze
2018
Kā jebkura cita sfēra mūsdienās, arī banku nozare attīstās ļoti strauji. Lai saglabātu konkurētspēju, bankai nepārtraukti ir jāseko līdzi jaunajām tendencēm, toties, daudz svarīgāk bankai būt stabilai un veikt savu darbību atbilstoši likuma prasībām un normatīviem aktiem. Bakalaura darbs “AS Rietumu Banka finanšu stāvokļa analīze” tika izstrādāts ar mērķi veikt AS Rietumu Banka finansiālās darbības analīzi, uz tās pamata izdarīt secinājumus un izstrādāt priekšlikumus bankas darbības uzlabošanai. Finanšu analīze ieņem svarīgu vietu jebkuras saimnieciskās darbības vadīšanā un kalpo par vadības lēmumu atbalsta punktu. Finanšu analīze tiek veikta ar mērķi objektīvi un precīzi novērtēt saimnieci…
Caracterización Eco-geográfica de melloco (Ullucus tuberosus C.) En la Región Alto Andina del Ecuador
2018
Ecogeographic characterization of Melloco (Ullucus tuberosus C.) in the high Andean region of Ecuador
 Resumen
 El estudio se llevó a cabo en la región alto Andina del Ecuador, utilizando la colección nacional de Melloco (Ullucus tuberosus C.), perteneciente al Banco Nacional de Germoplasma del INIAP. El objetivo fue evaluar las características de los sitios de colecta, identificar rangos climáticos y ecosistemas favorables o marginales para el cultivo. Para la caracterización se utilizó información geo-referencial de puntos de colecta y 13 variables climáticas, geofísicas y edáficas. Se generó un Mapa de Caracterización Eco-geográfica del Terreno Específico (mapa ELC) aplicando l…
Les sites du lit mineur de la Saône en Chalonnais (Saône-et Loire) à la fin du Bronze final
2017
The underwater archaeological campaigns carried out over twenty years, from 1970 to 1990, in the Saône valley, more particularly in the area of Chalon-sur-Saône, first by Louis Bonnamour and then by Annie Dumont, generated a considerable quantity of data concerning settlements, located on fjords or river banks. This documentation, stored at the Musée Denon in Chalon-sur-Saône, was the subject of new studies, initiated by Jean-Michel Treffort for the Ouroux-sur-Saône “Marnay” site and continued by Franck Ducreux, notably for the Chalon-sur-Saône “le gué des Piles” site. On this occasion most of the sites of the region having yielded protohistoric assemblages were reconsidered. This article p…
The Washington consensus and multinational banking in Latin America
2004
International audience; The dramatic increase in multinational banks in the late 1990s is a direct result of Washington Consensus-type policies that emphasize the removal of barriers to the free flow of financial capital. In Latin America, foreign banks now control almost half of the total banking activity. Inevitably, the direct implication of such circumstances is a fall in the profits of domestic banks. In response to this, domestic banks react by curtailing their overall lending in the short run, thereby preventing small borrowers from accession to credit, and eventually increasing their lending to riskier projects and borrowers in the medium run. Either way, the multinationalization of…
"LA FINANZA PER L'ESTERO:IL PUNTO DI VISTA DELLE BANCHE LOCALI E DELLE PMI MARCHIGIANE"
2009
Questo studio descrive la relazione tra funzione finanziaria e strategie di internazionalizzazione delle PMI, visto che non risulta possibile tracciare una netta linea di demarcazione tra aspetti finanziari e di economia reale, soprattutto a seguito delle sfide competitive lanciate dalla globalizzazione e dalla diffusione di un nuovo modo di concepire il rapporto banca-impresa secondo le regole di Basilea 2. Un’attenta analisi degli aspetti attinenti sia all’offerta da parte delle banche locali della Regione Marche di prodotti/servizi finanziari volti a favorire l’ingresso delle PMI nei mercati esteri, in modo da poter valutare quanto tali prodotti/servizi siano conosciuti dalle banche loca…
Ursula Hicks and Vera Lutz’s Contributions to Development Finance
2018
International audience; This paper analyses the different approaches of two pioneering economists in the field of development finance, Ursula Kathleen Hicks (1896-1985) and Vera Constance Lutz (1912-1976). While research in economics in the 1950s focuses predominantly on finance in already developed countries (Goldsmith, 1969 and Gurley and Shaw, 1955), Hicks and Lutz extended the analysis to developing countries and/or regions – an original initiative for this period of time. Interested in the study of money and banking, Hicks and Lutz nevertheless had different beliefs on the way to promote economic development. This difference of thought comes from differing philosophical backgrounds.
La caída de las cajas de ahorros españolas. Cuestión de rentabilidad, tamaño y estructura de propiedad=The Fall of Spanish Savings Banks. Question of…
2012
En España entre 2010 y 2011 se ha producido una gran restructuración financiera, que ha llevado a la práctica desa-parición de las Cajas de Ahorros mediante fusiones y posterior cambio de estructura de la propiedad convirtiéndose en bancos. Esta gran restructuración ha sido promovida por el Banco de España, como salida para que las entidades financieras subsistieran a la crisis que les afectaba. Este trabajo analiza los bancos y cajas del sistema financiero español durante los cuatro años previos al comienzo de la reestructuración financiera del 2010. El objetivo es comprobar si existen diferencias en cuanto a rentabilidad por causas de tamaño y tipo de gobierno de la entidad (cajas de ahor…
La reserva de semillas en una cuenca de "badlands" (Petrer, Alicante)
1992
In order to determine the influence of erosion in the absence of vegetation of badlands slopes, the seed content of the regolith and the seed removal by runoff in five storms were analyzed in an experimental catchment at Petrer (Alicante). Both, seed redistribution and seed loss were detected, but these seem to be insufficient to explain the lack of vegetation. It is hypothesized that besides the erosion process, factors such as pedoclimate, and chemical and physical properties of the regolith should be considered.
Directionlets: Anisotropic Multidirectional representation with separable filtering
2006
In spite of the success of the standard wavelet transform (WT) in image processing in recent years, the efficiency of its representation is limited by the spatial isotropy of its basis functions built in the horizontal and vertical directions. One-dimensional (1-D) discontinuities in images (edges and contours) that are very important elements in visual perception, intersect too many wavelet basis functions and lead to a nonsparse representation. To efficiently capture these anisotropic geometrical structures characterized by many more than the horizontal and vertical directions, a more complex multidirectional (M-DIR) and anisotropic transform is required. We present a new lattice-based pe…
Amministrazione di sostegno e home banking dispositivo
2021
Il commento affronta il tema della legittimità del diniego da parte della banca della possibilità per l’amministratore di sostegno di operare mediante home banking dispositivo sul conto corrente intestato alla beneficiaria, in presenza di un decreto di nomina che lo autorizza alla movimentazione del suddetto conto. L’Autrice si sofferma sia sulle caratteristiche e il ruolo dell’Arbitro Bancario Finanziario, sia sulla c.d. teoria della dinamicità dei poteri affermata in sede applicativa in ambito di misure di protezione delle persone incapaci, per poi concentrare l’attenzione sulla qualificazione operata dall’Arbitro in termini di vessatorietà della clausola invocata dalla banca per escluder…