Search results for " banking"
showing 10 items of 176 documents
Business Models in the International Banking System—From Traditional to Innovative Banks
2018
The international banking system after the global crisis is a system different from the one before, as a result of the crisis itself and global developments (shifts in global economic power, demographic and social change, new regulations, advances in technology and new customer behaviors). This paper analyzes the developments in the banks’ business models, showing the diversity of them at the global level: from retail-funded and wholesale-funded commercial banking models to investment and digital banking business models. The study continues by presenting a performance assessment of top banks from 2008 to 2018 in terms of capital, assets and profit, using The Banker’s database. The results r…
Analisi dei rapporti tra finanza innovativa e distretti high-tech: il contributo delle banche locali nei distretti italiani
2011
Questo lavoro di ricerca si inserisce nell’ambito delle ricerche sui sistemi regionali di innovazione1 contrassegnati principalmente da due elementi: la dimensione sistemica dell’innovazione e la concentrazione di attività innovative su base territoriale. In particolare obiettivo principale di questo contributo è quello di approfondire il ruolo che la finanza innovativa può esercitare nei distretti tecnologici. Nel trattate questa tematica è stato seguito un percorso che può essere scomposto sostanzialmente in due parti. Nella prima parte è stata esposta una rassegna dei più recenti contributi sia italiani che stranieri con particolare riferimento ai due principali aspetti caratterizzanti u…
Lionello Perera: An Italian Banker and Patron in New York
2022
The book presents the long-lost biography of Lionello Perera, principal banker, patron, and philanthropist of the Italian American community in New York at the inception of the twentieth century. Born and raised in Venice, Lionello Perera took over his uncle’s financial activity in Wall Street and developed the family business into a stronghold of the Italian American community. His remarkable career led him to become the Vice President of Bank of America in 1928 as an associate of California born Amadeo P. Giannini, while he also was instrumental to the political success of New York mayor Fiorello La Guardia. Recognised as a true founding father of the Italian American community of the Eas…
The effects of mobile banking application user satisfaction and system usage on bank-customer relationships
2016
This study examines mobile banking (m-banking) application usage in Finland by linking it with customer-bank relationship development. Specifically, we examine how usage is related to relationship commitment, overall satisfaction, intention to recommend the bank and future intentions to remain with the bank. A survey was used to collect data from experienced mbanking application users. In total, 273 valid responses were received. The results support the hypotheses and reveal that user satisfaction with m-banking application usage has a strong positive association with usage of m-banking applications. Usage, in turn, was positively related to all examined bank-customer relationship related v…
Banku darbības attīstības raksturojums Latvijā
2018
Bakalaura darba tēma ir „Banku darbības attīstības raksturojums Latvijā”. Bakalaura darba tēmas aktualitāti pamato tas, ka mūsdienas finanšu tirgū ir lielā nozīme banku sistēmai un tās efektīvai darbībai. Darba mērķis ir izpētīt Latvijas banku sektora darbību un tā attīstības dinamiku, izpētot Latvijas banku sistēmas darbības vēsturi, analizējot banku darbības rezultātus un rādītājus. Papildus uzmanība ir pievērsta pēdējiem notikumiem saistītiem ar „ABLV Bank” pašlikvidācijas Latvijas Banku sektorā. Autores iegūtie rezultāti liecina par to, ka Latvijas banku sektora darbības rezultāti uzlabojas uz stabilizējas pēc pasaules finanšu krīzes, bet ņemot vērā pēdējos notikumus banku sektorā, situ…
The Political Economy of the World Bank. The Early Years
2009
This book covers the early years of the International Bank of Reconstruction and Development (IBRD), commonly known as the World Bank when it first confronted the issue of development as a fundamental part of its mission. The book is mainly concerned with how the Bank interpreted its mission and, more specifically, how its mission was born: what events shaped it, what cultural and ideological background influenced it and what was the historical context in which it arose. So this book is a contribution to the study of the prehistory of development, understood in its social and economic context. In this respect, the study of the early years of the World Bank offers excellent context for obser…
Interest Rate Risk in Banking: a Theoretical and Empirical Investigation through a Systemic Approach (Asset & Liability Management).
2013
The paper provides a theoretical analysis of the interest rate risk in banking through a systemic approach that is known in literature as “asset & liability management” approach. The paper provides also an empirical investigation on the exposure of banks to interest rate risk, using three different scenarios: parallel shift, slope shift, and bump shift of interest rate curves.
The Substitutability of Unfair Contract Terms in Credit Agreements Denominated and Indexed to Foreign Currencies
2020
This contribution deals with the problem of the capacity of the court to replace the unfair term in the loan agreements with a supplementary provision of national law. The main aim of the contribution is to confirm the thesis, that the court is not entitled to change the condition for which it states that it is unfair despite the conscious and fixed will of the consumer himself. We have used formal – dogmatic approach for this text.
A comparative statistical analysis between the italian local banks, the effects of the financial crisis on funding and credit policies
2014
This work intends to carry out a comparative statistics between Italian banks (both co-operative banks that banks) about their economic and corporate profiles in the period immediately before (2006-2007) and in the immediate aftermath (2008- 2011) to the international financial crisis. In this way, we will try to investigate whether the global economic shock caused any differences between these banks in their funding policies, credit policies.
Technological Districts and the Financing of Innovation: Opportunities and Challenges for Local Banks
2016
The paper deals with the role that local banks (especially credit cooperative banks) might play in financially supporting the development of technological districts and innovative firms. After introducing the concept and features of technological districts, it focuses on the relations between districts and local banks and between the adoption of innovation and local banking. The central part is an econometric exercise aimed at measuring the weight of high value financial services over the income of a sample of Italian credit cooperative banks. Taking into account the cultural, managerial and organizational requirements of local banks, the work provides insights into how this category of ban…