Search results for " insolvency"
showing 3 items of 23 documents
Early warning on insolvency in the European Union law
2020
Rapid diagnosis of the risk of an entrepreneur’s insolvency is of great importance for the socio-economic environment. This issue is of particular importance in the context of the financial crisis caused by the COVID-19 pandemic. The insolvency resulting in the announced bankruptcy brings a lot of harm to the debtors themselves (their shareholders), creditors and the entire economy. A much better solution is the restructuring of the debtor. For the purposes of predicting insolvency can be used Artificial Intelligence although traditional methods are also in use. For these reasons, in European Union law, the Restructuring Directive focuses on the anticipation of debtor’s insolvency. The text…
A fuzzy-set qualitative comparative analysis model to predict bank bailouts: a study of the Spanish financial system
2020
This paper examines the restructuring of the Spanish financial system. This study is justified by the massive economic and social impact of this process in Spain. Based on the annual accounts and the annual reports of Spanish credit institutions, a model was created to predict the possibility of bank failure or bailout. The variables were selected following a review of the literature. They included the legal form of the credit institution (savings bank versus bank), leverage, real estate investment, gross operating margin, staff costs and non-performing loans. Two variables that had not previously been used in studies of this type were also included in the model: risk-weighted assets and co…
Maksātnespējas procesa efektivitātes problēmas un to prevencija.
2017
Maksātnespējas procesa efektivitātes problēmas un maksātnespējas procesa dalībnieku vilšanās procesā. Sabiedrība pēdējā laikā tiek informēta par šādu un līdzīgu problēmu esamību. Ņemot vērā pašreizējo sabiedrības ekonomisko saistību un finansiālo pienākumu nastu, kura jānes katram iedzīvotājam, neviens nav pasargāts no tādu procesu sakritības, kura noved pie maksātnespējas. Tādēļ, lai nepieļautu turpmāku maksātnespējas procesa efektivitātes principa pārkāpšanu, kas kavētu procesa gaitu un kaitētu tā rezultātam, ir ļoti svarīgi noteikt pašreizējo maksātnespējas procesa efektivitātes problēmjautājumus un rast uz tiem atbildes. Šajā pētījumā analizējot maksātnespējas likumu, judikatūru un citu…