Search results for " institution"
showing 10 items of 502 documents
Scale economies and input price elasticities in microfinance institutions
2013
Author's version of an article in the journal: Journal of Banking & Finance. Also available from the publisher at: http://dx.doi.org/10.1016/j.jbankfin.2012.08.004 We evaluate the efficiency of microfinance institutions (MFIs) using a structural approach which also captures these institutions' outreach and sustainability objectives. We estimate economies of scale and input price elasticities for lending-only and deposit-mobilizing MFIs using a large sample of high-quality panel data. The results confirm conjectures that improvements in efficiency can come from the growth or consolidations of MFIs, as we find substantial increasing returns to scale for all but profitability-focused deposit-m…
National Preferences and the European Union Presidency: The Case of German Energy Policy towards Russia*
2011
This article analyses the formation and development of Member State preferences and positions before and during the European Union (EU) Presidency term. The empirical analysis focuses on the Federal Republic of Germany's policy concerning EU–Russian relations, especially regarding energy policy. The extent to which liberal intergovernmentalism (LI) furthers our understanding of state behaviour in the context of the EU Presidency is questioned. The findings suggest that LI adequately explains the formation of German positions prior to assuming office, as its policy objectives are chiefly influenced by domestic producers' interests. However, LI cannot satisfactorily account for German governm…
L’analisi della conversazione istituzionale: applicazioni e prospettive
2015
La Conversation Analysis si occupa del parlato quotidiano, di interazioni comunicative qualsiasi, tra amici o sconosciuti, tra commesso e cliente, insegnante e allievi, terapeuta e paziente. Gli esempi delle applicazioni potrebbero essere infiniti, dato che la conversazione e le sue varianti "istituzionali", come l’intervista o il dibattito, costituiscono la forma di comunicazione più immediata e diffusa. Nell'articolo l’autrice introduce alla Analisi della Conversazione, ne illustra gli aspetti di base, ne mostra le applicazioni alle interazioni comunicative istituzionali e propone una sinergia interdisciplinare a partire da un nucleo sociologico con indicazioni operative e prospettive per…
Evaluation of the perceived social impacts of the Formula E Grand Prix of Santiago de Chile David
2020
[Abstract] The aim of this study is to analyse residents' perception of the social impact of the Formula E Grand Prix of Santiago de Chile. A sample of 414 residents was collected through a questionnaire made up of 46 items regarding possible positive and negative impacts. Descriptive analysis, confirmatory factorial analysis and cluster analysis were performed. The results showed two groups with different perceptions of this sporting event: realistic (n=152) and favourable (n=162). Sociodemographic variables referring to education level, civil status, income level, location of the family residence and political orientation contribute to significantly differentiating the clusters. The varia…
Sampling properties of the Bayesian posterior mean with an application to WALS estimation
2022
Many statistical and econometric learning methods rely on Bayesian ideas, often applied or reinterpreted in a frequentist setting. Two leading examples are shrinkage estimators and model averaging estimators, such as weighted-average least squares (WALS). In many instances, the accuracy of these learning methods in repeated samples is assessed using the variance of the posterior distribution of the parameters of interest given the data. This may be permissible when the sample size is large because, under the conditions of the Bernstein--von Mises theorem, the posterior variance agrees asymptotically with the frequentist variance. In finite samples, however, things are less clear. In this pa…
Educational intentions, cognitive skills and earnings expectations of French undergraduates
2014
International audience; This article aims to study the earnings expectations of first-year students at a French university. Our findings highlight the importance of the environment in which students make their choices about education. Expected earnings are proportionally higher when their parents seem to be involved in the careers guidance, taking into account the effect of parental socio-economic status. The positive opinion of parents about the orientation or the connection between the discipline and the father's occupation are generally associated with higher earnings. In addition, our results show a strong impact of cognitive variables which are far more significant than variables relat…
How to boost clusters and regional change through cooperative social innovation
2020
The aim of this paper is to illustrate how social innovation is promoted and spread by cooperative clusters in order to develop regional change. This paper focuses on the main drivers of the spreading and exaptation processes of social innovation. The cooperative cluster model, the exaptation concept, the top-down approach, the meso-institutions concept and the meso-level perspective are used to capture the strategic approach of spreading social innovation. The study analyses two successful clusters: Mondragon, made up of industrial SMEs, and Anecoop, an agricultural cooperative group, both leading clusters in their respective region. Qualitative methodology is used to compare both case stu…
The Influence of the Endogenous and Exogenous Factors on Credit Institutions’ Return on Equity
2015
Abstract The research’s purpose is to study the credit institutions’ performance, from the shareholders’ point of view, through return on equity (ROE). It aims to identify a dependency relationship between return on equity (ROE) and endogenous factors (the growth rate of credit portfolio, the growth rate provisions, the solvency ratio), on the one hand and, on the other hand between ROE and the exogenous ones (GDP and inflation rate). The research was done over an horizon of 10 years (2004-2013) on the evolution of the return on equity indicator of two credit institutions listed on Bucharest Stock Exchange (Carpathian Commercial Bank SA and Banca Transilvania SA), highlights their vulnerabi…
EU anti-money laundering and counter-terrorism financing measures in context of electronic money institutions and payment processors
2018
The purpose of the given research would be to analyze the current EU AML / CTF regime with regard to electronic money institutions and payment providers, detect the scope of legal norms and regulations, obliging them, identify potential loopholes and suggest additional measures to strengthen existing AML and CTF legal regimes with regard to such entities.
WORK-BASED STUDIES IN HIGHER PROFESSIONAL EDUCATION OF LATVIA AND EUROPE: THEORETICAL AND METHODOLOGICAL ASPECTS
2021
Work-based learning has been developing rapidly in Latvia for the last three years. Since 2017, the Employers’ Confederation of Latvia has been implementing a project of the European Social Fund, which provides for a tripartite learning implementation agreement between the educational institution, the student, and the employer. The project targets vocational learners, but equivalent opportunities are also spoken of in higher vocational education. Such an approach would help the employer direct the future employees in the direction of acquiring the necessary knowledge and skills. The publication aims to give a short overview of the historical development of learning opportunities in the work…