Search results for "Bank"
showing 10 items of 1070 documents
The Washington consensus and multinational banking in Latin America
2004
International audience; The dramatic increase in multinational banks in the late 1990s is a direct result of Washington Consensus-type policies that emphasize the removal of barriers to the free flow of financial capital. In Latin America, foreign banks now control almost half of the total banking activity. Inevitably, the direct implication of such circumstances is a fall in the profits of domestic banks. In response to this, domestic banks react by curtailing their overall lending in the short run, thereby preventing small borrowers from accession to credit, and eventually increasing their lending to riskier projects and borrowers in the medium run. Either way, the multinationalization of…
"LA FINANZA PER L'ESTERO:IL PUNTO DI VISTA DELLE BANCHE LOCALI E DELLE PMI MARCHIGIANE"
2009
Questo studio descrive la relazione tra funzione finanziaria e strategie di internazionalizzazione delle PMI, visto che non risulta possibile tracciare una netta linea di demarcazione tra aspetti finanziari e di economia reale, soprattutto a seguito delle sfide competitive lanciate dalla globalizzazione e dalla diffusione di un nuovo modo di concepire il rapporto banca-impresa secondo le regole di Basilea 2. Un’attenta analisi degli aspetti attinenti sia all’offerta da parte delle banche locali della Regione Marche di prodotti/servizi finanziari volti a favorire l’ingresso delle PMI nei mercati esteri, in modo da poter valutare quanto tali prodotti/servizi siano conosciuti dalle banche loca…
Ursula Hicks and Vera Lutz’s Contributions to Development Finance
2018
International audience; This paper analyses the different approaches of two pioneering economists in the field of development finance, Ursula Kathleen Hicks (1896-1985) and Vera Constance Lutz (1912-1976). While research in economics in the 1950s focuses predominantly on finance in already developed countries (Goldsmith, 1969 and Gurley and Shaw, 1955), Hicks and Lutz extended the analysis to developing countries and/or regions – an original initiative for this period of time. Interested in the study of money and banking, Hicks and Lutz nevertheless had different beliefs on the way to promote economic development. This difference of thought comes from differing philosophical backgrounds.
La caída de las cajas de ahorros españolas. Cuestión de rentabilidad, tamaño y estructura de propiedad=The Fall of Spanish Savings Banks. Question of…
2012
En España entre 2010 y 2011 se ha producido una gran restructuración financiera, que ha llevado a la práctica desa-parición de las Cajas de Ahorros mediante fusiones y posterior cambio de estructura de la propiedad convirtiéndose en bancos. Esta gran restructuración ha sido promovida por el Banco de España, como salida para que las entidades financieras subsistieran a la crisis que les afectaba. Este trabajo analiza los bancos y cajas del sistema financiero español durante los cuatro años previos al comienzo de la reestructuración financiera del 2010. El objetivo es comprobar si existen diferencias en cuanto a rentabilidad por causas de tamaño y tipo de gobierno de la entidad (cajas de ahor…
EnvDB, a database for describing the environmental distribution of prokaryotic taxa.
2009
Summary EnvDB is a database that classifies the environmental samples and their associated 16S rDNA sequences currently stored in GenBank. The samples were cat- egorized in a three-level, hierarchical classification of media: the five upper levels (terrestrial, aquatic, thermal, host-associated and other) are further decomposed in 20 intermediate (such as marine, marine sediments, freshwater, soil, gut, etc.) and 47 lower levels (for instance, soil is further decomposed in forest, agricultural, wetlands, grasslands, tropical, arid, etc.). Each sample was also characterized with nine environmental features: polluted, diseased (for clinical samples), acidic, alkaline, hot environment, cold en…
La reserva de semillas en una cuenca de "badlands" (Petrer, Alicante)
1992
In order to determine the influence of erosion in the absence of vegetation of badlands slopes, the seed content of the regolith and the seed removal by runoff in five storms were analyzed in an experimental catchment at Petrer (Alicante). Both, seed redistribution and seed loss were detected, but these seem to be insufficient to explain the lack of vegetation. It is hypothesized that besides the erosion process, factors such as pedoclimate, and chemical and physical properties of the regolith should be considered.
Directionlets: Anisotropic Multidirectional representation with separable filtering
2006
In spite of the success of the standard wavelet transform (WT) in image processing in recent years, the efficiency of its representation is limited by the spatial isotropy of its basis functions built in the horizontal and vertical directions. One-dimensional (1-D) discontinuities in images (edges and contours) that are very important elements in visual perception, intersect too many wavelet basis functions and lead to a nonsparse representation. To efficiently capture these anisotropic geometrical structures characterized by many more than the horizontal and vertical directions, a more complex multidirectional (M-DIR) and anisotropic transform is required. We present a new lattice-based pe…
MESURE DE LA PERFORMANCE GLOBALE DES AGENCES BANCAIRES : UNE APPLICATION DE LA MÉTHODE DEA
2005
In a DEA framework, the global performance of bank branches is measured and decomposed in technical efficiency and price efficiency.
Amministrazione di sostegno e home banking dispositivo
2021
Il commento affronta il tema della legittimità del diniego da parte della banca della possibilità per l’amministratore di sostegno di operare mediante home banking dispositivo sul conto corrente intestato alla beneficiaria, in presenza di un decreto di nomina che lo autorizza alla movimentazione del suddetto conto. L’Autrice si sofferma sia sulle caratteristiche e il ruolo dell’Arbitro Bancario Finanziario, sia sulla c.d. teoria della dinamicità dei poteri affermata in sede applicativa in ambito di misure di protezione delle persone incapaci, per poi concentrare l’attenzione sulla qualificazione operata dall’Arbitro in termini di vessatorietà della clausola invocata dalla banca per escluder…
How the unbanked cope with financial exclusion: Evidence from Pakistan
2016
This article investigates both the coping strategies employed by low-income unbanked consumers in Pakistan and the consequences of those strategies. Qualitative data were gathered from low-income unbanked consumers through in-depth interviews. The findings suggest that unbanked consumers utilize their respective social networks and various market and personal resources to cope with financial exclusion. The utilization of social network resources to cope with financial exclusion typically enabled participants to fulfill their obligations in a positive manner and enhanced solidarity and trust among group members, whereas the use of market and personal resources tended to produce more negative…