Search results for "Banking"
showing 10 items of 282 documents
Business Models in the International Banking System—From Traditional to Innovative Banks
2018
The international banking system after the global crisis is a system different from the one before, as a result of the crisis itself and global developments (shifts in global economic power, demographic and social change, new regulations, advances in technology and new customer behaviors). This paper analyzes the developments in the banks’ business models, showing the diversity of them at the global level: from retail-funded and wholesale-funded commercial banking models to investment and digital banking business models. The study continues by presenting a performance assessment of top banks from 2008 to 2018 in terms of capital, assets and profit, using The Banker’s database. The results r…
Analisi dei rapporti tra finanza innovativa e distretti high-tech: il contributo delle banche locali nei distretti italiani
2011
Questo lavoro di ricerca si inserisce nell’ambito delle ricerche sui sistemi regionali di innovazione1 contrassegnati principalmente da due elementi: la dimensione sistemica dell’innovazione e la concentrazione di attività innovative su base territoriale. In particolare obiettivo principale di questo contributo è quello di approfondire il ruolo che la finanza innovativa può esercitare nei distretti tecnologici. Nel trattate questa tematica è stato seguito un percorso che può essere scomposto sostanzialmente in due parti. Nella prima parte è stata esposta una rassegna dei più recenti contributi sia italiani che stranieri con particolare riferimento ai due principali aspetti caratterizzanti u…
Islāma banku sistēma Malaizijā
2021
ANOTĀCIJA Šī darba mērķis ir izskaidrot islāma banku un finanšu sistēmas pamatprincipus un ētiku Malaizijā. Monetārā iekļaušana ir kļuvusi par neizbēgami nozīmīgu satraukumu neskaitāmām valstīm visā pasaulē. Strauja islāma aktīvu attīstība Malaizijā vēlā laikā - kopš 2000. gada dramatiski palielinās islāma budžeta organizāciju resursi. Lai veicinātu to kā alternatīvu tradicionālajai banku darbībai rietumu tirgū. Un apskatīt šos darbības principus tirgū var būt praktiski un turklāt - vai tas var piedāvāt alternatīvas metodes finanšu problēmu risināšanai
Lionello Perera: An Italian Banker and Patron in New York
2022
The book presents the long-lost biography of Lionello Perera, principal banker, patron, and philanthropist of the Italian American community in New York at the inception of the twentieth century. Born and raised in Venice, Lionello Perera took over his uncle’s financial activity in Wall Street and developed the family business into a stronghold of the Italian American community. His remarkable career led him to become the Vice President of Bank of America in 1928 as an associate of California born Amadeo P. Giannini, while he also was instrumental to the political success of New York mayor Fiorello La Guardia. Recognised as a true founding father of the Italian American community of the Eas…
The effects of mobile banking application user satisfaction and system usage on bank-customer relationships
2016
This study examines mobile banking (m-banking) application usage in Finland by linking it with customer-bank relationship development. Specifically, we examine how usage is related to relationship commitment, overall satisfaction, intention to recommend the bank and future intentions to remain with the bank. A survey was used to collect data from experienced mbanking application users. In total, 273 valid responses were received. The results support the hypotheses and reveal that user satisfaction with m-banking application usage has a strong positive association with usage of m-banking applications. Usage, in turn, was positively related to all examined bank-customer relationship related v…
How local conditions affect global banking: the case of BBVA and Santander
2021
This paper explores why Spanish banks internationalize and why Latin America has been the main region for the international expansion of BBVA and Santander. It shows that prior to 1986 Spanish banks had a limited presence abroad, and analyses the main drivers of this initial expansion (remittances and trade connections). However, from 1986 on, there was a confluence of domestic and external factors (economic and regulatory changes in Latin America) that encouraged the international forays of BBVA and Santander. The fact that changes in the Spanish and Latin American financial sectors occurred just when other transnational banks were turning their attention to other regions created the optim…
Banku darbības attīstības raksturojums Latvijā
2018
Bakalaura darba tēma ir „Banku darbības attīstības raksturojums Latvijā”. Bakalaura darba tēmas aktualitāti pamato tas, ka mūsdienas finanšu tirgū ir lielā nozīme banku sistēmai un tās efektīvai darbībai. Darba mērķis ir izpētīt Latvijas banku sektora darbību un tā attīstības dinamiku, izpētot Latvijas banku sistēmas darbības vēsturi, analizējot banku darbības rezultātus un rādītājus. Papildus uzmanība ir pievērsta pēdējiem notikumiem saistītiem ar „ABLV Bank” pašlikvidācijas Latvijas Banku sektorā. Autores iegūtie rezultāti liecina par to, ka Latvijas banku sektora darbības rezultāti uzlabojas uz stabilizējas pēc pasaules finanšu krīzes, bet ņemot vērā pēdējos notikumus banku sektorā, situ…
The Political Economy of the World Bank. The Early Years
2009
This book covers the early years of the International Bank of Reconstruction and Development (IBRD), commonly known as the World Bank when it first confronted the issue of development as a fundamental part of its mission. The book is mainly concerned with how the Bank interpreted its mission and, more specifically, how its mission was born: what events shaped it, what cultural and ideological background influenced it and what was the historical context in which it arose. So this book is a contribution to the study of the prehistory of development, understood in its social and economic context. In this respect, the study of the early years of the World Bank offers excellent context for obser…
Bank-specific shocks and aggregate leverage: Empirical evidence from a panel of developed countries
2020
International audience; This paper investigates the link between shocks in the banking sector and aggregate leverage measured by the credit-to-GDP gap. Using a balanced panel of 15 countries for the period 1989–2016, we exploit the approach due to Gabaix (2011) and consider banking granular shocks as an indicator of banking distress. Using methods that account for potential endogeneity, we find that banking shocks Granger-cause aggregate leverage. In particular, banking shocks tend to increase the level of leverage and cause departures of the credit-to-GDP ratio from its long-term trend.
Interest Rate Risk in Banking: a Theoretical and Empirical Investigation through a Systemic Approach (Asset & Liability Management).
2013
The paper provides a theoretical analysis of the interest rate risk in banking through a systemic approach that is known in literature as “asset & liability management” approach. The paper provides also an empirical investigation on the exposure of banks to interest rate risk, using three different scenarios: parallel shift, slope shift, and bump shift of interest rate curves.