Search results for "Cliente"

Usurarian contracts. Current jurisprudencial perspective

2018

El objetivo de este trabajo es destacar las novedades presentadas por la Jurisprudencia sobre contratos usurarios celebrados entre las empresas bancarias y sus clientes. La coexistencia de la Ley de Usura con las regulaciones para la protección de los consumidores contra cláusulas abusivas no ha menoscabado la vigencia de ley, pero sus diferencias en cuanto a la declaración de nulidad generan incertidumbre, por lo que sería conveniente una mayor armonización. The objective of this work is to highlight the novelties presented by the Jurisprudence on usurious contracts concluded between banking companies and their clients. The coexistence of the Usury Law with the regulations for the protecti…

Prostitución y tratas de blancas

2003

Advance care planning in participative social work practice

2009

Advanced and anticipatory care planning (acp) are processes for finding out and recording clients’ preferences for care and treatment in the future, and distinct from professional care planning as part of care management in coordinating service delivery. Developing from palliative care practice in recording patients’ decisions to refuse treatment made in advance of possible mental incapacity at end of life, acp processes have recently extended to health and social care provision for long-term conditions. The process aims to engage clients, family members and informal caregivers in thinking ahead about managing difficult care situations. Research indicates that this increases clients’ satisf…

Le informazioni sulla banca

2017

Lo scritto indaga sulla possibile individuazione nell'ordinamento bancario di norme volte a sancire l'obbligo di fornire ai clienti dei servizi bancari informazioni relative alla banca. Ipotizza poi rimedi a presidio di tale obbligo. The paper investigates the possible identification in the banking system of rules aimed at establishing the obligation to provide banking customers with information relating to the bank. Finally, tha Author examines possible remedies for cases of violation of this obligation.

Los espacios públicos de la cotidianeidad / 3

2006

Bibliotecas versus librerías de grandes superficies comerciales : usuarios y clientes

2007

En este artículo se analiza la polémica que surgió en Estados Unidos en 1998 entre la pervivencia de la biblioteca tradicional y una nueva forma de entender la información en las librerías de las grandes superficies comerciales. Después de una breve historia del origen de las grandes librerías y su posterior integración en las grandes superficies comerciales se examina como ha influido en la biblioteca esta nueva práctica empresarial. Cómo pretende convertir al usuario en cliente y obligarle a pagar por determinados servicios bibliotecarios. Por último, reflexiona de la manera que la popularización del ordenador y la irrupción de Internet han reforzado el papel de la biblioteca como centro …

CAPITALE SOCIALE E SENSO CIVICO NEL MEZZOGIORNO

2008

I saggi che compongono questo libro muovono dall’ambizione di riuscire a vedere il Sud al di là delle spiegazioni sommarie e con spirito scevro da moralismi. Il luogo comune da cui guardarsi è quello per il quale i mali del Sud sono conseguenze di tare ataviche che pertengono alla persistenza di una mentalità chiusa e diffidente. Una mentalità refrattaria, per una sorta di antica e invincibile “cocciutaggine”, alle norme di cooperazione e lealtà astratta che si richiedono in una società complessa; una mentalità incline, per tanto, all’opportunismo. Qui l’autore prova a offrire chiavi descrittive e interpretative diverse. Non l’omertà, non l’arretratezza culturale, non la religiosità tradizi…

Informal Institutions and Democracy

2000

Informal institutions have grown in relevance for the analysis of new ‘third wave’ democracies. The research strategy receives its impetus from the debate on neo‐institutionalism theory, which offers a productive perspective for structuring the field of analysis. This article explains the distinguishing factors between formal and informal institutions. It addresses five basic types of informal institutions, examines the ways in which they function and discusses their relevance in terms of democracy theory. Each type is characterized by the way in which it enacts its respective means of political influence. The study distinguishes between forms of specific relationship (clientelism), of mate…

Klientelistische Korruptions-Netzwerke – Konzeptionelle und empirische Ansätze

2014

Corruption is widespread all over the world. It is seen as a serious problem for wealth, equality, democracy and development. In many countries, corruption is not a deviant behaviour but the norm, generally practised by actors; hence corruption is an informal institution. Despite this, a consensual definition of corruption is nowhere in sight. One way of approaching corruption might be to study forms of corruption. A form or variant often mentioned is corruption networks, or clientelism. In this paper, clientelism is analysed in order to proceed further towards an understanding of corruption. With this perspective, corruption is not seen as a deviant behaviour but the social embeddedness of…

Aproximación a la Geografía del despilfarro en España: balance de las últimas dos décadas

2018

Este trabajo pretende ser una primera aproximación a la dimensión del despilfarro de recursos públicos en infraestructuras en España desde 1995 hasta la actualidad en los distintos niveles de gobierno. A partir de algunas precisiones sobre los conceptos de despilfarro y corrupción, se analiza, de una parte, la inversión y los sobrecostes en infraestructuras innecesarias impulsadas y ejecutadas por la Administración General del Estado en el ámbito de sus competencias, y de otra, infraestructuras, proyectos, eventos e inversiones fallidas, vacías o infrautilizadas acometidas por las Comunidades Autónomas y los gobiernos locales. Se abordan los déficit de marco institucional y de gobernanza te…