Search results for "Economia"
showing 10 items of 2567 documents
Gli istituti di pagamento: i nuovi soggetti previsti dalla direttiva europea
2010
I processi di standardizzazione della funzione creditizia degli intermediari bancari: aspetti istituzionali, organizzativi e finanziari
2012
This paper aims to point out how standardization and financial innovation are putting under pressure the traditional economics of banking. It is argued that the progressive standardization and information technology innovation, with special reference to internal rating systems, risk management techniques, and regulatory constraints, have been leading bank lending toward new business models. The increasing role of internal ratings, credit scorings, and hard information in the banking intermediation process have enlarged the organizational and strategic differences between transaction-based banking and relationship-based banking. The structure of this paper is as follows. Section 1 outlines t…
Il rapporto banca-impresa tra transaction banking e relationship banking: la ricerca condotta nella provincia di Caltanissetta.
2016
In questo capitolo saranno esposti i principali contributi teorici ed empirici della letteratura economico-finanziaria sul relationship banking e transaction banking utili alla lettura e interpretazione dei comportamenti aziendali adottati dalle banche nell’esercizio della complessa e articolata funzione creditizia. Infatti, il vario articolarsi della soft e hard information nell’economia e gestione della banca influenza significativamente la valutazione del merito di credito dell’impresa richiedente fondi, gli approcci strategico-organizzativi alle relazioni creditizie banca-impresa e, in ultima analisi, l’efficienza ed efficacia dell’intermediazione creditizia bancaria.
Transaction Costs, Standardization and Modularity in Credit Risk Transfer Market
2010
The advent of a credit risk market has profoundly altered the role of banking firms into one of asset originator and asset distributor rather than the asset holder. Banks have traditionally originated and held credit risk. It emphasis the different role of financial institutions from holders of credit risk to originators and distributors of credit risk. In this paper I aim to evaluate how the modularity and the standardization create the precondition for the creation of a credit risk transfer market in the banking industry. The intermediate market of credit risk transfer appears when the banking production processes have become more disintegrated. The vertical disintegration of the banking …
Innovare in un contesto difficile: l'economia siciliana in un contesto di lungo periodo
2010
La mancata agglomerazione del settore lapideo di Custonaci, inizio della crisi 2007-2017
2017
This paper analyzes the stone sector in Sicily in the period 2007-2009, with particular reference to the system of Custonaci, one of the representative sites of the Sicilian marble. The sector has gone through a deep crisis aggravated by structural elements such as the lack of coordination between operators. The research carries out an analysis on the main structural, economic and financial characteristics of a representative sample of 25 companies in the area in order to verify the existence of a consolidated network of enterprises and the applicability, to this reality, of A district theoretical model. This paper indicates the need for the creation of a network system between companies an…
L'esperienza della VQR 2011-2014 nell'area delle Scienze Economiche e Statistiche:la situazione nei macrosettori Economico Aziendale e Statistico
2019
La prima parte del mio intervento, corredata da grafici e da tabelle, riguarda non soltanto le aree dei non bibliometrici, ma la valutazione in generale. Come è noto ogni prodotto scientifico è stato valutato secondi i seguenti parametri qualitativo-numerici: eccellente (1), elevato (0,7), discreto (0,4), accettabile (0,1), limitato (0). Da tutte le valutazioni espresse dai vari GEV per i prodotti conferiti dalle aree scientifiche, è stato ricavato, per ognuno dei Settori Disciplinari, un punteggio medio che tiene conto dei risultati a livello nazionale.
Big data analytics and internationalisation in Italian firms
2022
The chapter focuses on the role of big data in developing firms’ international e-commerce. We explore the effect of three different types of big data approaches on the probability of firms entering international markets via web sales. Specifically, we consider the following approaches: (a) use of big data managed by internal firm staff; (b) use of big data managed by specialised consulting firms; and (c) use of big data jointly managed by internal firm staff and specialised consultant firms. Applying qualitative data models on a large sample of Italian firms (about 18,900 firms), we find that the use of big data managed by internal staff or by specialised consulting firms is positively asso…
In giro per il mondo, il sud nel cuore
2009
Produrre valore attraverso le relazioni
2013
Il contributo analizza i modelli di economa solidale e la loro distribuzione territoriale nell'esperienza italiana recente