Search results for "Household"
showing 10 items of 127 documents
Household Budget Management and Financial Behaviour of the Italian Family in Times of Crisis*
2023
Why are Italians at the bottom of international rankings on financial literacy? Why do they fail to make speculative financial choices and have a marked aptitude for precautionary saving? Using a Weberian perspective on household “budget management” [haushalt] and analysing the results of recent research (e.g. OECD, CONSOB and Bank of Italy), the authors argue that there are always “good reasons” and thus specific rationality that encourages people to save and reject financial speculation. This economic choice emanates from cognitive bias, financial socialisation, financial literacy, and environmental conditions. The hypothesis is that Italian households demonstrate a weaker attitude toward…
Energy Management and Smart Grids
2013
The paper outlines energy management concepts and the smart grid evolution. The necessity of considering energy management as a crucial innovation in load supplying to permit a more powerful penetration of renewable energy usage at the building and city level and to perform energy savings and CO2 emissions reduction is pointed out. The driving factors to enhance the current power distribution are presented, and the benefits concerning smart grids are underlined. In the paper, a specific energy management analysis is reported by considering all the electric value chain, and the demand-side management and distributed on site control actions are described. To verify the benefit of energy manag…
Differences in housing conditions of households in Poland in the light of household budget surveys
2020
Niniejszy artykuł został poświęcony problematyce nierówności poziomu zaspokojenia potrzeby mieszkaniowej na wsi w Polsce jako podstawowej determinanty poziomu życia. Celem zaprezentowanych w nim badań była próba identyfikacji zróżnicowania sytuacji mieszkaniowej i subiektywnych ocen gospodarstw domowych na wsi oraz porównanie ich z wybranymi obiektywnymi charakterystykami sytuacji materialnej tych podmiotów. Za reprezentatywne wskaźniki sytuacji mieszkaniowej gospodarstwa domowego przyjęto liczbę osób przypadającą na jedną izbę w mieszkaniu, średnią liczbę metrów kwadratowych przypadającą na osobę w mieszkaniu czy fakt zamieszkiwania w samodzielnym mieszkaniu. Badano również wybrane charakt…
Identità, Flessibilità e Sostenibilità per un nuovo Social Housing - Identity, Flexibility and Sustainability for the new Social Housing
2012
L’attuale emergenza abitativa per le classi meno abbienti e le esperienze degli ultimi sessant’anni maturate in Italia per l’Edilizia Residenziale Pubblica impongono nuove riflessioni sull’abitare. L’elevato costo per il risanamento e la rifunzionalizzazione dei quartieri di E.R.P., l’assenza di servizi che li ha trasformati in quartieri dormitorio, ci portano a ripensare nuovi ambiti urbani come luoghi dotati di senso e d’identità in cui prevedere spazi di relazione e servizi di vicinato. Inoltre, le dinamiche sociali, economiche e politiche degli ultimi anni hanno modificato non solo i modi di vita, ma anche la tipologia di utenti finali, sempre più sensibili alla qualità del prodotto e a…
Uwarunkowania i przejawy różnicowania modelu konsumpcji na Śląsku w latach 2004-2015
2017
Przedmiotem badań przedstawionych w artykule są długookresowe zmiany modelu konsumpcji na Śląsku, czyli w trzech województwach przygranicznych – śląskim, opolskim i dolnośląskim, a także identyfi kacja ważniejszych czynników warunkujących zróżnicowanie realizowanych przez gospodarstwa domowe modeli konsumpcji. W oparciu o dane z panelowych badań GUS budżetów gospodarstw domowych w latach 2004–2015 przeprowadzono ekonometryczną analizę wpływu na poziom i strukturę wydatków gospodarstw domowych oraz takich ich cech, jak poziom oraz główne źródło dochodów, miejsce zamieszkania, wiek czy wykształcenie osoby odniesienia (głowy domu). Przyjęto przy tym założenie, że o modelu konsumpcji można wnio…
Demographic and Economics Determinants of Differentiation of Consumption Model in Silesia in Poland in the Years 1994-2013
2016
The research presented in this article focuses on long-term changes in consumption patterns in Silesia, which covers three border provinces of Poland - Silesia, Opole Voivodship and Lower Silesia. The investigation concerns also identification of the most important factors determining differentiation of consumption patterns implemented by households in that region. Based on data of the Central Statistical Office in Warsaw coming from the panel research on households’ budgets in 2004-2013 there was conducted an econometric analysis of few characteristics of households (such as: the level and the main source of income, place of residence, age or educational level of reference person (leader o…
Inequality of Spanish household expenditure for the 2006-2016 period- are we converging?
2019
The depth and persistence of the Great Recession that started in 2008 had a considerable impact on income distribution and inequality. Therefore, studies of living standards and evolution of income inequality are trend topics nowadays. Our goal was to estimate the impact of the economic crises on household expenditure and the trends and evolution of regional inequality. We applied our analysis to the Spanish case based on Household Budget Survey data from Instituto Nacional de Estadística (INE, the National Statistics Institute) and the period of eleven years between 2006 and 2016. A model that showed good results in modelling income was the biparametric gamma model, which is further very u…
Perception du risque dépendance et demande d'assurance : une analyse à partir de l'enquête PATER
2013
Dans la littérature économique, de nombreux travaux tentent d'expliquer pourquoi les individus s’assurent aussi peu contre la dépendance. Du côté de l’offre, différents freins possibles au développement du marché de l’assurance dépendance ont d’ores et déjà été pointés du doigt par la littérature. Les estimations récentes montrent néanmoins que les limites imputables à l’offre ne suffisent pas à expliquer le faible développement du marché : même si les assurances étaient moins coûteuses et les couvertures proposées plus larges, la majorité des individus ne souscrirait toujours pas d’assurance. Il est donc nécessaire d’aller trouver des explications du côté de la demande d’assurance dépendan…
Desigualdades de género en el trabajo. La brecha de género en el empleo y la distribución de las tareas de cuidado
2004
This paper focuses on the factors contributing to gender inequality in the distribution of paid work and unpaid work in homes. The European Union Household Panel for Spain is used to empirically test the relative impact of such factors and their contribution to gender inequality. Three indicators are considered: intra-household inequality in employment status, the gender gap in paid employment and the ratio between unpaid care activities and time spent in paid employment. Personal characteristics of the female partner such as age and education have a significant impact on these three indicators. Household characteristics such as the difference in income and in time devoted to caring activit…
What is your couple type? Gender ideology, housework-sharing, and babies
2015
AbstractBACKGROUNDIt is increasingly acknowledged that not only gender equality but also gender ideology plays a role in explaining fertility in advanced societies. In a micro perspective, the potential mismatch between gender equality (i.e., the actual sharing taking place in a couple) and gender ideology (i.e., attitudes and beliefs regarding gender roles) may drive childbearing decisions.OBJECTIVEThis paper assesses the impact of consistency between gender equality in attitudes and equality in the division of household labour on the likelihood of having another child, for different parities.METHODSRelying on two-wave panel data of the Bulgarian, Czech, French, Hungarian, and Lithuanian G…