Search results for "Income"
showing 10 items of 538 documents
The Convenience of Applying Multilevel Modeling on Real Estate Valuation
2015
There are many economic agents interested in valuing big amounts of real estate assets. One of these agents are the financial institutions, which must value their vast mortgage portfolios periodically. In this paper we analyze the use of the Hierarchical Linear Model to value real estate portfolios. This model gives valuable information compared with the traditional OLS models and is more accurate, as it takes into account the hierarchical structure of the data. DOI: http://dx.doi.org/10.4995/ICBM.2015.1314
Uneven economic burden of non-communicable diseases among Indian households: A comparative analysis
2021
Background Non-communicable diseases (NCDs) are the leading global cause of death and disproportionately concentrate among those living in low-income and middle-income countries. However, its economic impact on households remains less well known in the Indian context. This study aims to assess the economic impact of NCDs in terms of out-of-pocket expenditure (OOPE) and its catastrophic impact on NCDs affected households in India. Materials and methods Data were collected from the 75th round of the National Sample Survey Office, Government of India, conducted in the year 2017–18. This is the latest round of data available on health, which constitutes a sample of 113,823 households. The coll…
Could Technology and Intelligent Transport Systems Help Improve Mobility in an Emerging Country? Challenges, Opportunities, Gaps and Other Evidence f…
2022
Apart from constituting a topic of high relevance for transport planners and policymakers, support technologies for traffic have the potential to bring significant benefits to mobility. In addition, there are groups of “high potential” users, such as young adults, who constitute an essential part of the current market. Notwithstanding, and especially in low and middle-income countries (LMICs), their knowledge and acceptance remain understudied. This study aimed to assess the appraisal of intelligent transport systems (ITS) and other technological developments applicable to mobility among Dominican young adults. Methods: In this study, we used the data gathered from 1414 Dominicans aged betw…
The Role of the Internet in Overcoming Information Barriers: Implications for Exporting SMEs of the East African Community
2012
Small and medium-sized enterprises play a significant role in the East African Community, contributing highly to the national income and employing a significant number of people. Exportation provides a great opportunity for these enterprises to expand their businesses and improve their performance. However, they encounter a number of information- related barriers before and during exportation. Based on literature, this paper identifies these barriers and discusses how the internet could be used to reduce them. Based on the internet, international business and small business literature, the paper provides propositions and develops a model that will be useful for future studies in this area.
Wage Gap as a Possible Determinant of Gender Inequality
2021
Recent academic researchers have indicated that there are possible inequalities concerning work and pay in different countries, professions and economic sectors. The aim of current research is to analyse recent scientific findings on the wage gap depending on gender and empirical data in Latvia using EU-SILC surveys, Labour Surveys and monthly statistical data on wages and salaries for women and men. The findings indicated that in various economic fields and occupations women were under-represented, and amongst most of these fields the modal net wage interval for women was lower than the modal net wage interval for men. It was also concluded that in January 2018 the average gross income fro…
The Role of Assumptions in Ohlson Model Performance: Lessons for Improving Equity-Value Modeling
2021
In this paper, we test whether the short-run econometric conditions for the basic assumptions of the Ohlson valuation model hold, and then we relate these results with the fulfillment of the short-run econometric conditions for this model to be effective. Better future modeling motivated us to analyze to what extent the assumptions involved in this seminal model are not good enough approximations to solve the firm valuation problem, causing poor model performance. The model is based on the well-known dividend discount model and the residual income valuation model, and it adds a linear information model, which is a time series model by nature. Therefore, we adopt the time series approach. In…
No evidence that economic inequality moderates the effect of income on generosity
2019
A landmark study published in PNAS [Côté S, House J, Willer R (2015) Proc Natl Acad Sci USA 112:15838–15843] showed that higher income individuals are less generous than poorer individuals only if they reside in a US state with comparatively large economic inequality. This finding might serve to reconcile inconsistent findings on the effect of social class on generosity by highlighting the moderating role of economic inequality. On the basis of the importance of replicating a major finding before readily accepting it as evidence, we analyzed the effect of the interaction between income and inequality on generosity in three large representative datasets. We analyzed the donating behavior of…
Reply to Côté and Willer: New replication attempts provide no evidence that inequality moderates the effect of income on generosity
2020
Cote et al. (1) provided evidence that economic inequality moderates the effect of income on generosity. In their study, individuals with higher household income were less generous in a dictator game than poorer individuals only if they resided in a US state with comparatively large economic inequality. We questioned this finding because we did not find any evidence for the postulated moderation effect of economic inequality across three studies (ref. 2; for similar replication failures see ref. 3). However, our studies were conceptual rather than direct replications as we used different measures of generosity (charitable donations, behavior in a trust game, and volunteering) and also inclu…
Social Insurance Accounting for a Notional Defined Contribution Scheme Combining Retirement and Long-Term Care Benefits
2018
This paper develops a social insurance accounting model for a notional defined contribution (NDC) scheme combining retirement and long-term care (LTC) contingencies. The procedure relies on standard double-entry bookkeeping and enables us to compile a “Swedish” type actuarial balance sheet (ABS) following a framework equivalent to an open group approach. This methodology is suitable for reporting the system’s solvency status and can show periodical changes in the system’s financial position by means of an income statement. The information underpinning the actuarial valuation is based on events and transactions that are verifiable at the valuation date, without consid…
CCmo varra la importancia del book value y del net income sobre el precio del mercado cuando existe una baja liquidez (How Importance of Book Value a…
2016
Spanish Abstract: El objetivo de este articulo es comprobar como varia la importancia en los cambios del net income (NI) y de los cambios del book value (BV) sobre la variacion del valor de las empresas cuando hay una baja salud financiera a corto plazo. Para ello se ha considerado una muestra de 862 empresas que cotizan en los principales mercados de valores y que pertenecen a los principales indices bursatiles mundiales, como son el FTSE 350, S&P 500, FTSE Italy Star, DAX 30, NIKKEI 300, CAC 40 e IBEX 35. A traves de nuestros resultados podemos concluir que, cuando hay una ratio de liquidez inferior al 90%, los cambios en el valor de mercado de la empresa dependeran mas de variaciones en …