Search results for "Insurance"
showing 10 items of 194 documents
The joint evolution of learning and dispersal maintains intraspecific diversity in metapopulations
2021
The evolution of dispersal tendencies and of cognitive abilities have both been intensely studied. Yet little attention has been given to the question of how these two aspects may relate to each other, as a result of their joint evolution. On the one hand, learning abilities may help dispersers to cope with their new habitat. On the other hand, dispersal may sometimes reduce the need for learning, because local environments may differ in how much there is to learn. To get a better understanding of this relationship, we built an individual‐based simulation in which both learning speed and dispersal tendency were free to evolve. We found that both positive and negative correlations could evol…
Umorzenie należności z tytułu składek na ubezpieczenia społeczne przy braku całkowitej nieściągalności – wybrane problemy
2021
Jednym z obowiązków w prawie ubezpieczeń społecznych jest opłacanie składek na ubezpieczenia społeczne. Ustawodawca przewidział, że w praktyce może się zdarzyć, że płatnik z różnych powodów nie będzie mógł uiścić należności składkowych. Wobec tego wprowadził określone mechanizmy, które mają ułatwić realizację tego obowiązku. Najdalej idącym z nich jest umorzenie należności z tytułu składek, które ma szczególny charakter w sytuacji, gdy nie istnieje stan ich całkowitej nieściągalności. To rozwiązanie ma charakter pomocowy, który może byćktóry może być istotny z uwagi na skutki pandemii COVID-19 dla przedsiębiorców. Celem artykułu jest przedstawienie wybranych problemów interpretacyjnych z za…
Developing and Validating a Behavioural Model of Cyberinsurance Adoption
2021
Business disruption from cyberattacks is a growing concern, yet cyberinsurance uptake remains low. Using an online behavioural economics experiment with 4800 participants across four EU countries, this study tests a predictive model of cyberinsurance adoption, incorporating elements of Protection Motivation Theory (PMT) and the Theory of Planned Behaviour (TPB) as well as factors in relation to risk propensity and price. During the experiment, participants were given the opportunity to purchase different cybersecurity measures and cyberinsurance products before performing an online task. Participants likelihood of suffering a cyberattack was dependent upon their adoption of cybersecurity me…
Juridiskā zinātne, Nr. 10
2017
The Journal No. 10 is financed by the project of Latvian Council of Science “The Experience, Lessons and International Importance of the Restoration of Latvia’s Independent Statehood (Historical, Political and Legal Aspects)”
Financial options as a mechanism for estimating insurance and reinsurance premiums in the Colombian health system
2007
Entre los instrumentos financieros de protección frente al riesgo se encuentran las opciones que protegen ante variaciones en el precio de un activo subyacente y las operaciones de seguro y de reaseguro que dan cubrimiento contra el riesgo derivado de la ocurrencia de un siniestro. En este artículo se presentan las equivalencias existentes entre la cobertura de riesgos con opciones y la cobertura generada con operaciones de seguro. Además, se muestra cómo esta similitud se evidencia en el caso de las operaciones de reaseguro hechas por las firmas de aseguramiento que funcionan dentro del sistema de salud colombiano. De esta manera, se demuestra que la cobertura proporcionada por las operaci…
Restrictions for reimbursement of interferon-free direct-acting antiviral drugs for HCV infection in Europe
2018
All-oral direct-acting antiviral drugs (DAAs) for hepatitis C virus, which have response rates of 95% or more, represent a major clinical advance. However, the high list price of DAAs has led many governments to restrict their reimbursement. We reviewed the availability of, and national criteria for, interferon-free DAA reimbursement among countries in the European Union and European Economic Area, and Switzerland. Reimbursement documentation was reviewed between Nov 18, 2016, and Aug 1, 2017. Primary outcomes were fibrosis stage, drug or alcohol use, prescriber type, and HIV co-infection restrictions. Among the 35 European countries and jurisdictions included, the most commonly reimbursed …
Ubezpieczenia społeczne osób prowadzących pozarolniczą działalność gospodarczą
2017
Civilians and Insurance: Approximations of Reality to the Law
2015
In the study of the history of insurance, much attention has been paid to early modem jurists. Their importance as a source for the study of the subject is, however, debatable. Early modem jurists were more interested in systematising insurance than in describ ing it for what it was. Their main effort lay in explaining this non-Roman contract in Roman law terms. To do so, something had to be sacrificed - reality
The Abandonment to the Insurers in Sixteenth Century Insurance Practice: Comparative Remarks and (A Few) Methodological Notes
2018
The work analyses the development of the rules of maritime insurance practice on the abandonment to the insurers during the first early modern period