Search results for "MICROFINANCE"

Editorial: Research trends in microfinance from the Third European Research Conference on Microfinance

2013

Does Religious Affiliation Influence the Design of Corporate Governance? Evidence from the Global Microfinance Industry

2017

Governance and microfinance institutions

2012

Do Powerful CEOs Determine Microfinance Performance?

2012

Recently, microfinance has been coming under public and media attacks. The microcredit crisis following from microfinance-induced suicides in 2010 in the Indian state of Andhra Pradesh indicates that weak corporate governance and imprudent risk taking have far-reaching consequences. Yet, analyses of corporate governance mechanisms among microfinance institutions (MFIs) remain underdeveloped. As a response, this study examines the impact of CEO power on MFI risk taking by deriving explicit predictions of this effect from a characterization of the microfinance industry. Based on a sample of 280 microfinance institutions, our results suggest that powerful CEOs of microfinance non-governmental …

Transparency and Disclosure in the Global Microfinance Industry

2014

Over the last couple of decades, the microfinance industry has enjoyed considerable positive public attention; however, more recently, the industry has been criticized for not really “helping the poor” and practicing low standards of transparency. In this chapter we discuss how transparency and disclosure work in relation to the key stakeholders in the microfinance industry: customers, donors, and owners. We provide a framework for assessing the demand for information: the need for transparency—and the corresponding supply of information: what is disclosed. We highlight current, or potential, market failures and their implication for public policy among customers, donors, and microbank owne…

Effect of partner–agent model practice on microinsurance client value: Insight from microfinance institutions in Tanzania

2018

In absence of formal microinsurance to protect low-income people against natural and man-made disasters, the partnership between insurance companies and microfinance institutions (MFIs), also known as the Partner–Agent Model (PAM), is gaining global recognition from governments, practitioners, and donors for its potential role to deliver microinsurance. Although the model is still nascent in Tanzania, it has significantly increased microinsurance outreach. However, while the microinsurance landscape has been extensively studied, the effect of PAM practice on mandatory microinsurance client value has not received much attention. Therefore, this study examines how the PAM practice affects mic…

Les choix des parties prenantes dans les organisations de microfinance au Sénégal

2019

As African organizations operate according to universal principles (Western) while such principles often ignore African specificities, this study proposes to relate Western theory to African specificities. This doctoral study examines a Western model, the Mitchell and al. (1997)’s model, applied to the governance of microfinance organizations in Senegal. Many researches explain that microfinance organizations’ problems are related to corporate governance difficulties. Moreover, most studies consider that the concept of stakeholder is the foundation of the governance of microfinance organizations. Finally, the model of Mitchelland al. (1997) is cited as one of the most relevant typologies in…

Board Composition and Outreach Performance of Microfinance Institutions: Evidence from East Africa

2015

The attributes of microfinance's board members have an impact on attainment of their social objectives.

Mobile Banking and Payment System : A Conceptual Standpoint

2017

This study conceptualizes and proposes a well-regulated and designated mobile banking and payment system (MBPS) with the potential to strengthen the banking system, foster the regulatory framework, and to be integrated across various platforms and mobile devices. Unlike other mobile payment systems that lack convenience, scalability, and usability, the proposed MBPS contains several important functionalities and it has the potential to bring together hitherto unconnected industries—banking, Fintech and telecoms—to offer value-added services to their existing and potential customers. The ownership of the MBPS shall remain with the financial services sector including the banking and microfina…

The impact of international influence on microbanks’ performance: A global survey

2011

NOTICE: this is the author’s version of a work that was accepted for publication in International Business Review. Changes resulting from the publishing process, such as peer review, editing, corrections, structural formatting, and other quality control mechanisms may not be reflected in this document. Changes may have been made to this work since it was submitted for publication. A definitive version was subsequently published in International Business Review, 20(2), 163-176. http://dx.doi.org/10.1016/j.ibusrev.2010.07.006 Microbanks serve micro-enterprises and poor people with financial services. This study examines how various aspects of international influence affect microbanks' financi…