Search results for "Payment"
showing 10 items of 189 documents
L’evoluzione del sistema dei pagamenti in Italia: configurazioni strutturali e profili di integrazione finanziaria
2019
Un corretto ed ordinato sistema dei pagamenti costituisce condizione essenziale per la stabilità e l’efficienza del sistema finanziario, per il buon funzionamento dei mercati e per la conduzione della politica monetaria. L’intero sistema dei pagamenti italiano è evoluto in direzione di più elevati livelli di efficienza ed efficacia, in un contesto di progressiva armonizzazione e cooperazione sovranazionale, quale condizione per lo sviluppo di un sistema integrato dei pagamenti europeo; il presente articolo pertanto delinea, seppure a grandi linee, il quadro evolutivo del sistema dei pagamenti nazionale, avuto riguardo agli aspetti istituzionali, economico-finanziari e regolamentari. This pa…
Koncepcja ryzyka socjalnego w polskim prawie ubezpieczeń społecznych
2020
Zarys koncepcji ryzyka socjalnego wpolskim prawie ubezpieczeń społecznych stworzono przy wykorzystaniu amerykańskiego (ekonomicznego) podejścia do teorii ryzyka ubezpieczeniowe-go ujmującego to pojęcie wkategoriach niebezpieczeństwa postrzeganego jako przyczyna realnych zdarzeń. Wkonsekwencji istota ochrony ubezpieczeniowej sprowadza się do odczuwania komfortu psychicznego (poczucia bezpieczeństwa materialnego) zapewnionego przez sam fakt ubezpieczenia. Tym samym za świadczenie wzajemne ztytułu bezwarunkowo opłacanej składki uważa się przejęcie iponoszenie ryzyka przez ubezpieczyciela, anie ewentualne wypłacenie świadczenia ubezpiecze-niowego. Mając to na uwadze, ryzyko socjalne należy rozp…
The cost of protection racket in Sicily
2008
The purpose of this paper is to estimate the current cost of protection rackets in Sicily. By means of a database constructed on judicial evidence, it has been possible to come up with an estimate of the average and total costs of the protection-money system, as well as finding out in which sectors of economic activity and in which provinces is most pervasive. The average monthly payment is approximately 600 euros per business, with stronger effects in those areas with a relatively more traditional economic structure. As a whole, in monetary terms, the protection racket in Sicily accounts for over 1.4% of gross regional product. Finally, the paper supports the hypothesis that in most cases,…
The legal-tender decisions
1888
Biochar and Forage Peanut improve pastures: Evidence from a field experiment in Brazil
2023
Pasturelands, often degraded, represent most of the converted lands globally. It is important to understand how different pasture management approaches can improve soil quality, increase feed production and farmer income. Here, the impact of different soil enhancers on soil quality and productivity of three cultivars of Brachiaria (Syn. Urochloa) forage grass is presented. Soil enhancers included: biochar - a carbon-rich product from biomass pyrolysis, moinha (local charcoal residue), traditional fertiliser containing nitrogen, phosphorus and potassium, lime, and forage peanut (Arachis pintoi cv. Amarillo). Considering the total biomass produced over the experiment (sum of four harvests), t…
The Structure and Behavioural Effects of Revealed Social Identity Preferences
2020
A large body of evidence shows that social identity affects behaviour. However, our understanding of the substantial variation of these behavioural effects is still limited. We use a novel laboratory experiment to measure differences in preferences for social identities as a potential source of behavioural heterogeneity. Facing a trade-off between monetary payments and belonging to different groups, individuals are willing to forego significant earnings to avoid belonging to certain groups. We then show that individual differences in these foregone earnings correspond to the differences in discriminatory behaviour towards these groups. Our results illustrate the importance of considering in…
PAYMENT FOR ENVIRONMENTAL SERVICES FOR THE SUSTAINABLE DEVELOPMENT OF THE TERRITORY
2014
Over the last years the interest in environmental s ervices provided by forests has considerably grow. This situation, in developed countries, derive from risi ng demand of new goods and services tied to landsca pe use and leisure activities. These can be considered such as no woody products and they represent externalities produced by forest that, if suitably utilized, could produce value for the area and earn ings for people living near forests. From an economic point of view, at the aim of providing these services, it is necessary the introduction of a suitable payment sy stem or, in alternative, a situation in which posit ive externalities of landscape, in sync with other good s/service…
The Influence of Relationship Lending on SMEs Loan Repayment Performance
2020
The study examined the influence of relationship lending on repayment performance of small- and medium-enterprise (SME) credit facilities. Four hypotheses were developed and tested using data from 395 sampled borrowers of the largest Tanzanian bank. Data for independent variables were obtained through an administered questionnaire while the data for dependent variable were obtained from the borrowers’ records with the bank. Descriptive and econometric analyses were conducted. Findings show that length and depth of relationship between bank and customers positively and significantly influence the repayment performance. Contrary to other empirical works, the findings revealed the scope of th…
Customer segmentation based on commitment and ICT use
2009
PurposeThe purpose of this paper is to determine and characterize groups of retail customers, based on their perception of commitment to the retailer and the degree of use of its technological equipment.Design/methodology/approachA CHAID algorithm is performed and differences between the resulting segments are tested through the analysis of variance.FindingsFour segments are obtained that differ significantly in commitment to the retailer and level of use of the store's information and communication technology (ICT) facilities, as well as in other variables related to the retailer‐consumer relationship. In particular, customer segments differ in their use of retailers' payment facilities.Pr…