Search results for "affordability"
showing 8 items of 8 documents
Fair Planning and Affordability Housing in Urban Policy. The Case of Syracuse (Italy)
2016
Equalization can be implemented in the planning process by means of several tools. The Syracuse’s Master Plan has used “urban negotiation” to obtain land for facilities and public infrastructure in different urban areas basing on the rule of the transfer of a portion of land in return for the building permission for the remaining part of each property to be developed. The Master Plan also aimed at providing social housing because the economic crisis has amplified the gap between housing market prices and household income. This study proposes an equalization and compensation model to support the urban negotiation for providing the indexes of a fair and convenient development of several inter…
LA QUESTIONE ABITATIVA TRA SOSTENIBILITÀ SOCIALE E DINAMICHE IMMOBILIARI
2017
Questo studio si propone di delineare una metodologia di valutazione dell’housing affordability alla scala territoriale, intesa come accessibilità finanziaria all’abitazione, in modo da ottenere un sistema di informazioni da impiegare a supporto del processo decisionale pubblico sulle politiche abitative. L’obiettivo, in particolare, è quello di individuare la domanda locale e i bisogni sociali corrispondenti alla distribuzione territoriale dei gap reddituali che impediscono l’accesso all’abitazione, in modo da intervenire con tutti gli strumenti che consentono di raggiungere una maggiore equità sociale. La metodologia procede attraverso lo studio della distribuzione territoriale della ricc…
Housing Affordability and Income-threshold in Social Housing Policy
2016
Abstract The issue of affordable housing has again become crucial in ensuring a greater social equity, increasing social cohesion and reducing inequalities within metropolitan or regional systems which, in the current climate of severe economic crisis, have to respond to global challenges of development, innovation and sustainability. This study aims at building a system of knowledge about the housing affordability on the territorial scale, by which to identify the local characteristics of housing problems that could be solved through traditional planning tools or new practices of social housing, which involves private stakeholders and/or public administrations. This system of knowledge sho…
Effect of partner–agent model practice on microinsurance client value: Insight from microfinance institutions in Tanzania
2018
In absence of formal microinsurance to protect low-income people against natural and man-made disasters, the partnership between insurance companies and microfinance institutions (MFIs), also known as the Partner–Agent Model (PAM), is gaining global recognition from governments, practitioners, and donors for its potential role to deliver microinsurance. Although the model is still nascent in Tanzania, it has significantly increased microinsurance outreach. However, while the microinsurance landscape has been extensively studied, the effect of PAM practice on mandatory microinsurance client value has not received much attention. Therefore, this study examines how the PAM practice affects mic…
Housing affordability nelle regioni urbane. Una proposta metodologica per definire il reddito soglia
2018
Within context of urban disintegration and social fragmentation, the concept of post-metropolis induces to critically consider the typical dichotomy between centre and periphery. Even in marginal areas where metropolis did not develop according to traditional stages and classical models, the traditional analytical categories are no longer able to interpret the widespread phenomenon of regional urbanization. In any case, the large urban regions are recognized by some authors not only as driving-force of the global economy, but also as the main sources of inequality and of social/environmental injustice; places where the gap between high and low income of social groups has been exacerbated. I…
Housing Affordability in Metropolitan Areas. The Application of a Combination of the Ratio Income and Residual Income Approaches to Two Case Studies …
2017
Housing affordability problems have become more serious over the course of the last few decades and are now also affecting the middle-class, despite the fall in prices on the housing market. This study proposes a methodology to assess threshold-income as an index for measuring housing affordability by applying a combination of the ratio income and residual income approaches. The methodology is applied to two particular areas of Sicily in Italy as case studies consisting of medium-size metropolitan areas located in a less developed European region. The areas have been chosen on the basis of their different territorial structure: a polarized area that comprises a high-density city centre and …
Housing Affordability for Urban Regions
2021
Urban regions are recognised as driving forces of the global economy as well as the main sources of social inequality. In recent decades, particularly, housing access has become a serious problem, not only for the most disadvantaged population, but also for the middle class, as a result of economic crises and despite of prices decline in the housing market. In urban regions with high population density, some social groups face problems of housing affordability that depend not only on market prices but also on income availability. The contribution proposes a methodology for income-threshold assessment through a combination between the ratio income and the residual income approaches, which is…
The economic sustainability of residential location and social housing. An application in Palermo city
2016
The aim of this paper is to analyse the interconnections among the so-called “grey area” citizens, who have great difficult to get an own house, and the public (and private) stakeholders that have a key part to play in translating the housing politics into practice. The analysis proposes some economic tools – the analysis of the local real estate market and the “Income-Threshold” – to support municipality in achieving social housing projects corresponding to the family’s financial constraints. The methodology of analysis is applied to data directly collected in Palermo. The purpose is to point out the operational and problematic aspects corresponding to the family’s access to the real estat…