Search results for "banking sector"
showing 10 items of 38 documents
Finansinis stabilumas ir koncentracija: besivystančios Europos tyrimas
2016
Šiame straipsnyje tiriamas bankų sektoriaus koncentracijos poveikis finansiniam stabilumui naudojant 134 komercinių bankų iš 17 Vidurio ir Rytų Europos šalių 2007-2012 m. laikotarpio duomenis. Empirinio tyrimo rezultatai pabrėžia vadinamąją „koncentracijos trapumo“ hipotezę, parodydami, kad aukštas koncentracijos lygis bankų sektoriuje yra siejamas su didesne bankų, ypač mažesniųjų, įsipareigojimų neįvykdymo tikimybe. Taip pat parodoma, kad neigiamas koncentracijos poveikis gali būti sumažintas taikant griežtą priežiūros sistemą. Pirmiausia - griežtas oficialus bankų sektoriaus priežiūros įgaliojimas. Antra - skirtingi priimančiosios šalies ir buveinės šalies priežiūros įgaliojimai gali žym…
Exploring the nexus between financial sector reforms and the emergence of digital banking culture – Evidences from a developing country
2017
Several financial and banking sector reform programs were instituted in different countries over the last three decades. The underlining purpose of these reforms was largely to improve banking sector supervision and regulation, introduce bank privatization mechanism, introduce clearance and settlement systems, infuse competition and to stimulate financial innovation. The objectives of this study are to 1) review the relevant published literature and market survey reports on the financial & banking sector reforms undertaken in Pakistan and elsewhere, 2) analyze how these reform programs develop digital banking culture and increase financial inclusion in the country and 3) guide future resear…
Intellectual capital information in sustainability reports: an analysis of Italian banking sector
2014
In a knowledge-based economy Intellectual Capital is a main source for companies to gain competitive advantage. This study focuses on banking sector, which is one of the most knowledge-intensive industries. The aim of this paper is to examine empirically the level and the extent of Intellectual Capital (IC) information in the sustainability reports over the years 2006 and 2012. Several empirical studies have examined the quantity and the nature of IC information disclosure in annual reports in different industries and countries, but few studies have analyzed the ICD in the financial sector. Banks policies regarding how they contribute to the conservation of energy and natural resources and …
Impact of interest rate risk on the Spanish banking sector
2010
This paper examines the exposure of the Spanish banking sector to interest rate risk. With that aim, a univariate GARCH-M model, which takes into account not only the impact of interest rate changes but also the effect of their volatility on the distribution of bank stock returns, is used. The results show that both changes and volatility of interest rates have a negative and significant impact on the stock returns of the Spanish banking industry. Moreover, there seems to be a direct relationship between the size of banking firms and their degree of interest rate sensitivity.
Banku darbības attīstības raksturojums Latvijā
2018
Bakalaura darba tēma ir „Banku darbības attīstības raksturojums Latvijā”. Bakalaura darba tēmas aktualitāti pamato tas, ka mūsdienas finanšu tirgū ir lielā nozīme banku sistēmai un tās efektīvai darbībai. Darba mērķis ir izpētīt Latvijas banku sektora darbību un tā attīstības dinamiku, izpētot Latvijas banku sistēmas darbības vēsturi, analizējot banku darbības rezultātus un rādītājus. Papildus uzmanība ir pievērsta pēdējiem notikumiem saistītiem ar „ABLV Bank” pašlikvidācijas Latvijas Banku sektorā. Autores iegūtie rezultāti liecina par to, ka Latvijas banku sektora darbības rezultāti uzlabojas uz stabilizējas pēc pasaules finanšu krīzes, bet ņemot vērā pēdējos notikumus banku sektorā, situ…
Bank-specific shocks and aggregate leverage: Empirical evidence from a panel of developed countries
2020
International audience; This paper investigates the link between shocks in the banking sector and aggregate leverage measured by the credit-to-GDP gap. Using a balanced panel of 15 countries for the period 1989–2016, we exploit the approach due to Gabaix (2011) and consider banking granular shocks as an indicator of banking distress. Using methods that account for potential endogeneity, we find that banking shocks Granger-cause aggregate leverage. In particular, banking shocks tend to increase the level of leverage and cause departures of the credit-to-GDP ratio from its long-term trend.
Poland Twenty Years With Market Economy
2010
This article presents the main factors behind the developement of the Polish economy since the introduction of a market economy twenty years ago. First there is a decription of how the privatisation process actually took place. Then is followed by some information about the development of a financial market, i.e. the banking sector. At the end there is a summary of some of the main factors behind the huge inflow of foreign investments to Poland during this period.
New Challenges of Economic and Business Development – 2012 : Conference Proceedings (May 10 - 12, 2012, Riga, University of Latvia)
2012
Support for Conference Proceedings by ERAF Project "Support for the international cooperation projects and other international cooperation activities in research and technology at the University of Latvia" No. 2010/0202/2DP/2.1.1.2.0/10/APIA/VIAA/013