Search results for "consumer"
showing 10 items of 880 documents
Status of Consumer protection in the ECJ’s case
2015
SUMMARY Motivation 2. Methodology Multilevel constitutionalism as theoretical perspective and EU law prevalence 3. Prevalence of EU law and autonomy of National Law 4. Procedural Autonomy of National Law in relation to Consumer Protection Status 5. EU Consumer Procedural Status
Análisis jurisprudencial de la legitimación pasiva de las entidades financieras en las reclamaciones realizadas por consumidores derivadas de una com…
2021
Consumers, who acquired real estate through a deed of sale with a mortgage subrogation, have made numerous claims against the financial entities. They request the nullity of the clause that imposes upon them all the expenses cause by the notarial deed. Financial entities have alleged that they do not have the capacity to be sued. Courts decisions have been diverse.
Consideraciones sobre la cláusula irph a la luz de sus antecedentes y de la doctrina consolidada del tribunal de justicia de la union europea
2021
By issuing its judgment of March 3, 2020, the Court of Justice of the European Union (CJEU) has terminated the last episode in the evolution of the IRPH index to which almost a tenth of mortgages have been referring. in Spain, compared to the rest that the Euribor takes as a reference, declaring in essence that consumers will be able to go to court to declare the abusiveness of the clause that the aforementioned index contains in the deeds of constitution of the mortgage. To understand the scope of the current situation, it is convenient to consider even briefly what the IRPH consists of and the consequences that its application has entailed for the affected consumer borrowers, taking into …
La obsolescencia programada : un supuesto de práctica comercial desleal con consumidores
2021
El presente artículo analiza la estrategia comercial desarrollada por la empresa multinacional estadounidense Apple basada en la obsolescencia programada de sus ?smartphones? y su posible consideración como práctica comercial desleal con consumidores y usuarios en el sentido de la Directiva 2005/29/CE.
Usurarian contracts. Current jurisprudencial perspective
2018
El objetivo de este trabajo es destacar las novedades presentadas por la Jurisprudencia sobre contratos usurarios celebrados entre las empresas bancarias y sus clientes. La coexistencia de la Ley de Usura con las regulaciones para la protección de los consumidores contra cláusulas abusivas no ha menoscabado la vigencia de ley, pero sus diferencias en cuanto a la declaración de nulidad generan incertidumbre, por lo que sería conveniente una mayor armonización. The objective of this work is to highlight the novelties presented by the Jurisprudence on usurious contracts concluded between banking companies and their clients. The coexistence of the Usury Law with the regulations for the protecti…
Acceso a la Justicia de los Consumidores a través del ADR y del ODR
2018
El avance de las tecnologías de información y la comunicación nos ha llevado a cambiar nuestra forma de relacionarnos tanto entre nosotros, como con las administraciones. Además, la adquisición de bienes de consumo a través del medio online es cada día más importante para en la economía global y doméstica. Todo ello, llevó a la Unión Europea a la creación del llamado Mercado Único Digital, donde se estableció como uno de los objetivos prioritarios mejorar la tutela efectiva de los ciudadanos comunitarios que realizan compras a través de internet. El presente trabajo tiene por objeto realizar un análisis sobre las facilidades y dificultades que encuentran los consumidores a la hora de accede…
« After buying ...before consuming »: a study of accumulation behaviour through the example of red win e consumers
2017
The main objective of this research is to help better understand a transitory behaviour –halfway between wine buying and consuming –namely accumulation. Data is gathered among a sample of 415 consumers, living in the cities of Lyon and Dijon and quantitative analysis is conducted. Respondents were invited to provide informations about Red wine bottles and appellations ’number they own . Socio-demographic variables’ influence on accumulation behaviour is measured and accumulators typology is analyzed : three main profiles have emerged. They are characterized by red wine bottles’ number and appellations owned, age and city of residence.
Immunogenicity and safety of an inactivated hepatitis A vaccine in anti-HIV positive and negative homosexual men.
1995
The immunogenicity, reactogenicity, and safety of an inactivated hepatitis A vaccine were assessed in anti-HIV positive homosexual men. Fourteen anti-HIV positive (group 1) and 20 anti-HIV negative (group 2) men received vaccine (containing 720 ELISA units of hepatitis A antigen per dose) intramuscularly at 0, 1, and 6 months. Twelve unvaccinated anti-HIV positive men (group 3) were included as controls to evaluate disease progression. Seroconversion (anti-hepatitis V virus (HAV ⩾20 mlU/ml) was higher in group 2 than group 1 at months 2 (100% vs. 73%) and 7 (l00%vs. 77%). Group 2 had higher antibody titres than group 1 at months 1 (201 vs. 92 mlU/ml) and 7 (1, 687 vs. 636 mlU/ml). The decli…
Effectance and control as determinants of video game enjoyment
2007
This article explores video game enjoyment originated by games' key characteristic, interactivity. An online experiment (N = 500) tested experiences of effectance (perceived influence on the game world) and of being in control as mechanisms that link interactivity to enjoyment. A video game was manipulated to either allow normal play, reduce perceived effectance, or reduce perceived control. Enjoyment ratings suggest that effectance is an important factor in video game enjoyment but that the relationship between control of the game situation and enjoyment is more complex. © 2007 Mary Ann Liebert, Inc.
Soccer players' fitting perception of different upper boot materials.
2016
[EN] The present study assessed the influence of upper boot materials on fitting perception. Twenty players tested three soccer boots only differing in the upper boot material (natural calf leather, natural kangaroo leather and synthetic leather). Players reported fitting perception and preference on specific foot areas using a perceived fitting scale. Ratings were averaged for every foot area. Repeated measures ANOVA was used to analyze the differences between boots. The kangaroo leather boots were perceived tighter and closer to the preferred fitting in general fitting, metatarsals area and instep area. The synthetic leather boots were perceived as the loosest and as the most distant boot…