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showing 10 items of 5058 documents

The marketplace vulnerability of low-income unbanked consumers : a developing country perspective

2018

Financial exclusion is recognised as an important element of socio-economic inequality where economically vulnerable groups are excluded from basic financial services. The issue of financial exclusion is mainly concentrated in the world’s developing countries. However, research on the issue of financial exclusion in the field of marketing as well as from the perspective of unbanked consumers is lacking. Although financial exclusion impedes low-income consumers’ welfare, there is a shortage of wellbeing related studies on low-income consumers in the context of developing countries. This doctoral dissertation aims to investigate the ways in which low-income unbanked consumers experience vulne…

vulnerabilityjustice theoryfairnessHaastattelututkimuspankkitilittömyyscoping strategiesbankspankkitilitpienituloisetPakistanhaavoittuvuusrotating savings and credit associationspankitselviytyminendeveloping countrypankittomuusfinancial exclusionROSCAstaloudellinen asemaunbankedkehitysmaatulkopuolisuuseriarvoisuuskuluttajatpowerlessnesspankkipalvelut
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A qualitative study of pre-service teachers’ experienced benefits and concerns of using motivational interaction in practice after a training course

2022

This is a pre-print of a published study: Renko, E., Koski-Jännes, A., Absetz, P. et al. A qualitative study of pre-service teachers’ experienced benefits and concerns of using motivational interaction in practice after a training course. Humanit Soc Sci Commun 9, 458 (2022). https://doi.org/10.1057/s41599-022-01484-y Despite its positive effects on physical activity promotion, motivational style of interaction by health professionals is not easily taken up, as shown by meta-analyses of training courses. The concerns professionals experience for taking up the novel skills remain an open question. Preservice physical education teachers were offered a 16-hour training course on motivational i…

vuorovaikutusGeneral Arts and HumanitiesGeneral Social SciencesliikuntaGeneral Business Management and Accountingterveyden edistäminenliikuntakasvatus5142 Social policyliikuntapsykologiakokemuksetopetusmenetelmätkannustusopettaja-oppilassuhdeGeneral Economics Econometrics and Financemotivoiva vuorovaikutusfyysinen aktiivisuusliikunnanopettajatGeneral Psychologymotivointi
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Obstacles to dialogic encounters between parents and staff in pre-primary school

2020

This study investigate dobstacles to encounters with staff as experienced by parents in the context of institutional pre-primary education in Finland. The study contributes to education research by exploring parents’ perceptions and experiences of encounters with staff from the perspectives of Buber’s (1923/1987; 1947/2002) dialogic philosophy and Giorgi`s (1994) phenomenological psychology. The parent volunteers (n = 15) who participated in planning the local pre-primary education curriculum based on The National Core curriculum for Pre-primary Education 2014 (Finnish National Board of Education 2016) met three times during the 2015–2016 school year in a city in northern Finland. In the la…

vuorovaikutusvarhaiskasvatusMartin Buber’s dialogic philosophyfenomenologiaparentsVertaisarvioidut artikkelitobstacles to cooperationesiopetusesikouluvanhemmatkasvattajatphenomenologyencounterskodin ja koulun yhteistyöopetussuunnitelmat
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Traces of the past: an interview study with Finnish war children who did not return to Finland after the Second World War

2017

ABSTRACTThis paper is an in-depth qualitative study based on interviews with 10 Finnish children who were evacuated to Sweden during Second World War and who did not return to Finland after the war. The interviewees were asked to tell about their lives. Nine of them were between 2 and 5 years and one was 7 years old at the time of evacuation. The aim was to study how their childhood experiences were reflected in adult memories, how they remembered or did not remember. This paper focuses on the consequences of not knowing about one’s early life and also on whether it is possible to observe signs of the Finnish mother. She did not appear explicitly but could be sensed in the tendency of the i…

väestönsiirrotHistorymedia_common.quotation_subjectShame050108 psychoanalysisAnger03 medical and health sciences0302 clinical medicineDenialäidittömyysevakuointi0501 psychology and cognitive sciences030212 general & internal medicineCountertransferenceta515media_common05 social sciencesWorld War IIGender studiesäiditPsychiatry and Mental healthClinical PsychologySpanish Civil WarevacuationFeelingthe absent Finnish motherFinnish war childrensotalapsetQualitative researchThe Scandinavian Psychoanalytic Review
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Prescription opioid use and employment : A nationwide Finnish register study

2021

Background: The secular decline in labor market participation and the concurrent increase in opioid use in many developed countries have sparked a policy debate on the possible connection between these two trends. We examined whether the use of prescription opioids was connected to labor market outcomes relating to participation, employment and unemployment among the Finnish population. Methods: The working-age population (aged 19–64 years) living in Finland during the period 1995–2016 was used in the analyses (consisting of 67 903 701 person-year observations). Lagged values of prescription opioid use per capita were used as the exposure. Instrumental variables (IV) estimation method was u…

väestötutkimusENGLANDtyömarkkinatPopulation-basedToxicology3124 Neurology and psychiatryLabor marketVARIABLEStyömarkkina-asemaopioidit0302 clinical medicinePer capitaEconomicsPharmacology (medical)030212 general & internal medicineFinlandmedia_commonAged 80 and overeducation.field_of_studyShort runInstrumental variablePRIMARY-CAREPAINMiddle Aged3. Good healthAnalgesics OpioidPsychiatry and Mental healthPrescriptionsemployment8. Economic growth511 EconomicsDeveloped countryAdultEmploymentprescription drugslääkemääräyksetmedia_common.quotation_subjectPopulationDRUG-USEYoung Adult03 medical and health sciencesHumansMedical prescriptioneducationAgedPharmacologyEstimationPrescription drugstyöllisyysopioidsOpioid-Related Disorderspopulation-based3141 Health care scienceOpioidsSTATESUnemploymentPATTERNSDemographic economicslabor market030217 neurology & neurosurgery
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Examining Consumers’ Usage Intention of Contactless Payment Systems

2019

Purpose The purpose of this paper is to develop and test a conceptual model that combines the modified Unified Theory of Acceptance and Use of Technology (UTAUT2) with a consumer brand engagement (CBE) model to predict consumers’ usage intentions toward contactless payment systems in a developed country. Design/methodology/approach The authors cooperated with a contactless payment service provider in Finland and reached out to 22,000 customers, resulting in 1,165 usable responses. The collected data were analyzed using structural equation modeling. Findings The study shows that the UTAUT2 and the CBE model together explain approximately 70 percent of the variance in usage intention. Of the…

vähittäiskauppaasiakastyytyväisyysnear field communicationmedia_common.quotation_subjectUnified theory of acceptance and use of technologyBrand engagement0502 economics and businesscontactless paymentsMarketingPayment service providerUTAUT2media_commonMarketingusage intentionNFC-tekniikkabusiness.industry05 social sciencesVariance (accounting)sitoutuminenService providerkuluttajakäyttäytyminenPaymentmaksukortitconsumer brand engagementPayment cardbränditConceptual modellähimaksu050211 marketingbusinessmaksutavat050203 business & management
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Una más de la familia. Au pairs atrapadas entre el capital humano y la economía moral

2018

In contemporary societies we are witnessing an expansion of the messages of human capital. These messages have as their central dimension idea of the self-entrepreneur, which implies a deepening in the logic of activation, while blurring the wage relations. In this scenario, young people with university degrees are becoming a favourite target in the offensive of human capital. The penetration of these human capital messages can be seen in the discourses of young university students who have been forced to leave the country during the crisis. In the present text we approach the discourses of young women who came out as au pairs. The characteristics of this figure place it in a space halfway …

we explore the features that may be prefiguring the working conditions to which neo-liberalism seems to lead Au pairemprendimientoprecariousness. 95 108with little protection and conditions that in some cases border on exploitation. Through the stories of these womenentrepreneurship:SOCIOLOGÍA [UNESCO]1137-7038 8537 Arxius de sociologia 514142 2018 39 6874489 Una más de la familia. Au pairs atrapadas entre el capital humano y la economía moral Muñoz RodríguezDavidwhich implies a deepening in the logic of activationyoung people with university degrees are becoming a favourite target in the offensive of human capital. The penetration of these human capital messages can be seen in the discourses of young university students who have been forced to leave the country during the crisis. In the present text we approach the discourses of young women who came out as au pairs. The characteristics of this figure place it in a space halfway between training and employmentUNESCO::SOCIOLOGÍASantos Ortegawhile blurring the wage relations. In this scenarioAu pairprecariedadhuman capitalcapital humanoJuan Antonio In contemporary societies we are witnessing an expansion of the messages of human capital. These messages have as their central dimension idea of the self-entrepreneur
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Persistency of window dressing practices in the US repo markets after the GFC: The unexplored role of the deposit insurance premium

2022

We investigate whether the regulatory improvements made in the aftermath of the global financial crisis have been effective in limiting bank downward window dressing by means of repos in the United States. We find that a strict application of the Basel III regulation wipes out incentives to engage in window dressing to bolster the level of leverage Tier 1 ratio at quarter-end. We also show that the persistency of window dressing is related to the computation of the Federal Deposit Insurance Corporation assessment base, which motivates banks to engage in window dressing to reduce the deposit insurance premium.

window dressingSettore SECS-P/11 - Economia Degli Intermediari FinanziariAccountingleverage tier 1 ratiorepurchase agreementsGeneral Economics Econometrics and Financebank holding companiesdeposit insurance premium
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Le sculture lignee

2023

Il contributo indaga le sculture lignee ubicate nella chiesa di Santa Maria la Porta di Geraci Siculo. Si tratta di opere eseguite dal XVI al XVII secolo da scultori attestati non solo nel borgo madonita ma anche in altre realtà isolane. Ogni manufatto è collocato nella pertinente temperie culturale The contribution investigates the wooden sculptures located in the church of Santa Maria la Porta in Geraci Siculo. These are works performed from the 16th to the 17th century by sculptors attested not only in the Madonie village but also in other island realities. Each artifact is placed in the pertinent cultural climate

wooden sculpture sixteenth century seventeenth century Counter-Reformation Sicily modern artscultura lignea Cinquecento Seicento Controriforma Sicilia arte modernaSettore L-ART/02 - Storia Dell'Arte Moderna
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The Dark Triad, goal achievement and work engagement as predictors of counterproductive work behaviors among IT employees

2020

BackgroundThe main purpose of this article is to analyze mechanisms associated with counterproductive work behaviors. This entails ac-tions directed against the employer’s interest such as theft, slowing the work down, and avoiding professional responsibilities. This paper analyzes Dark Triad traits of psychopathy, Machiavellianism and narcissism, achievement motivation and work en-gagement as counterproductive work behavior predictors.Participants and procedureThe study included 115 people, 92 men and 23 women, who were employees of technology departments. The average age of respondents is 27.41 (Me = 26). Participants were surveyed using the online questionnaire method.ResultsStatistical …

work engagementDark triadSocial PsychologyWork engagementcounterproductive work behaviorsBF1-990itWork (electrical)dark triad of personalitygoal achievement motivationGoal achievementPsychologyPsychologySocial psychologyCurrent Issues in Personality Psychology
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