Search results for "lending"

The role of the disposition of the recycled polymer on the properties of films for greenhouses coverage

2010

Multilayer films, by using postconsumer materials in the central layer, i.e., multilayer composition: virgin polyethylene/postconsumer polymer/virgin polyethylene, allows to get a film for greenhouses coverage with good mechanical properties and photo-oxidation resistance, similar to that of the films made from virgin material and certainly better than the photo-oxidation resistance of the film made melt blending the virgin polyethylene and the postconsumer polymer. Moreover, the disposition of the postconsumer polymer containing oxygenated groups only in the central layer determines a significant slowdown of the photo-oxidation process of the multilayer film although faster than of the pri…

Reactions Occurring during the Melt Mixing of Nylon 6 and Oxazoline−Cyclophosphazene Units

2009

Specific reactions of amino and carboxyl end groups of Nylon 6 with the reactive oxazoline groups belonging to a cyclophosphazene compound (referred as CP20XA) were carried out at 240 °C for different times, under inert atmosphere. Ny6 polymers terminated with one specific reactive chain end (-COOH or NH2) were reacted with different amounts of CP20XA to study the kinetic order of the reactions. All Ny6-CP20XA reacted products soluble in trifluoroethanol (TFE) were well characterized by MALDI-TOF MS, FT-IR and ( 1H and 13C) NMR techniques. The MALDI-TOF results show that the oxazoline rings react with the carboxyl chain ends of Ny6 following second-order kinetics. The reactions with amino c…

Credit derivatives e catena del valore del rischio di credito: le determinanti delle scelte di de-integrazione.

2013

This paper analyses the drivers of the credit risk transfer market in the credit risk value chain. The central line of my research is to explain why the credit derivatives market is a case of credit risk value chain disintegration. I examine the determinants that explain the use of credit derivatives by banks in the lending business. Transaction cost economics represents the starting point of my research. Competitive advantages of banking firms, standardization of information and financial instruments, financial regulation and shareholder value view help us understand the creation of credit risk transfer markets.

Innovazione finanziaria e instabilità: il trasferimento del rischio di credito

2011

This paper aims to point out the role of credit risk transfer market in the financial system. The advent of a credit risk market has profoundly altered the role of banking firms into one of asset originator and asset distributor rather than the asset holder. The traditional economics of banking has changed in an important way and the new business model has evolved as a result of financial innovation. The main results of the paper are that the lending process disintegration and the development of the credit risk transfer market represent a key element in the recent financial risis. Incentive structures faced by various agents in the financial intermediation chain also became dysfunctional. B…

Financial Fragmentation and Economic Growth in Europe

2015

Using industry data from Eurostat and applying the Rajan-Zingales methodology, we investigate the real growth effects of banking sector integration in the European Union. Our sample stretches from 2000 until 2012 and includes the phase of rapid financial integration before the global financial crisis as well as the following phase of financial fragmentation and bank deleveraging. We find evidence that banking sector integration had a more than four times stronger growth effect during the crisis than in normal times. Growth effects are also stronger in times of domestic bank deleveraging. We conclude that concerns of European policy makers about fragmentation in the European banking sector a…

Literāro darbu digitalizēšanas tiesiskie aspekti

2016

Bakalaura darbā aplūkoti ar literāro darbu digitalizēšanu un tās rezultātu publiskošanu saistītie juridiskie jautājumi. Par pamatjautājumu, uzskatāms tas, vai uz digitalizētiem literārajiem darbiem attiecināmais regulējums ir identisks normām, kas attiecināmas uz papīra formāta izdevumiem. Viens no darba mērķiem ir noskaidrot, vai ar literāro darbu digitalizēšanu saistītās tiesību normas nodrošina efektīvu un modernajai pasaulei atbilstošu informācijas aprites kārtību. Darba gaitā secināts, ka darbu digitalizēšanas jautājumos vēl nepastāv vienota tiesiskā prakse. Vienlaikus konstatēta sabiedrības interese par e-bibliotēkas izveidi, tomēr tā kā e-bibliotēku tiesiski nav iespējams pielīdzināt…

ECOCOMPOSITI MATER-BI®/FARINA DI LEGNO: OTTIMIZZAZIONE DELLE PROPRIETA’ ATTRAVERSO ANALISI STATISTICA E BIODEGRADAZIONE

2009

Financial Crisis and the Changing Structure of Banking Firms and Industry: a Cross Country Analysis

2013

This paper analyzes the changing structure of the Italian and European banking firms and industry. The main aim is to identify the fundamental changes of the underlying economics of banking through the analysis of banks’ balance sheets. Commercial banks have progressively moved from traditional banking to new forms of financial intermediation. It is changing the fundamentals of banking business. The paper discusses the implications of this changing in terms of organizational structure of banking firms, business operations of banks, and structure of the financial system and banking industry. The research points out that the role of traditional bank is in decline. Banks are losing their predo…

GREEN COMPOSITES BASED ON BIODEGRADABLE POLYMERS AND WOOD FLOUR

2010

Analysis of the Role of the Latvian Natural Gas Network for the use of Future Energy Systems: Hydrogen from Res

2021

The research has been funded by the Ministry of Economics of the Republic of Latvia, project “Trends, Challenges and Solutions of Latvian Gas Infrastructure Development (LAGAS)”, project No. VPP EM-INFRA-2018/1-0003.