Search results for "lending"

The IMF Lending Activity – A Survey

2014

Abstract This paper presents the evolution of the IMF lending arrangements approved between 1953-2013. The study covers both non-concessional and concessional loans. The findings show that the volume of the IMF loans has fluctuated significantly and the value of the IMF lending has increased over a period of economic or financial crisis, as the debt crisis of the 1980s, the Tequila crisis in 1994-1995, the Southeast Asia crisis in 1997-1998, Russia in 1998, Brazil in 1998-1999 and Argentina in 1999-2002 or the global financial crisis since 2008.

Appunti sul lending-based crowdfunding nel Reg. UE 2020/1503

2022

Lending-based crowdfunding (LBC), in the large and tumultuous galaxy of crowdfunding, is the least fully disciplined and maybe the most problematic sector. Regulation n. 2020/1503 of the European Parliament and of the Council of 7 October 2020, on European providers of crowdfunding services for businesses, gives now a definition and significantly detailed discipline of the LBC, alongside the more widely known and regulated figure of investment-based crowdfunding (IBC). The essay takes some notes on this new text, also in view of the task of national Legislators and Authorities of introducing a domestic discipline on the LBC, consistent with the new framework of harmonization at EU level.

Savstarpējo aizdevumu (peer-to-peer lending) platformu darbības regulējuma problemātika Latvijā.

2021

Finanšu tehnoloģiju straujā attīstība radījusi bezprecedenta situāciju, kurā ieguldījumi finanšu instrumentos pieejami ikvienam – nepieciešama vien pieeja internetam un nedaudz naudas. Līdzīgi lielai daļai Eiropas valstu Latvija uz jaunā koncepta finanšu pakalpojumiem nav spējusi reaģēt operatīvi - Latvijas jurisdikcijā pēdējo piecu gadu laikā reģistrēts liels skaits kolektīvās finansēšanas platformu, kas bez atbilstošas licences interesentiem sniedz ieguldījumu pakalpojumus. Analizējot spēkā esošos normatīvos aktus un pētot Latvijas savstarpējo aizdevumu platformu tirgu, autore raksturo neviennozīmīgos savstarpējo aizdevumu platformu darbības juridiskos aspektus, kā arī skaidro, salīdzina …

Games as Blends : Understanding Hybrid Games

2017

The meaning of what hybrid games are is often fixed to the context in which the term is used. For example, hybrid games have often been defined in relation to recent developments in technology. This creates issues in the terms usage and limitations in thinking. This paper argues that hybrid games should be understood through conceptual metaphors. Hybridity is the blending of different cognitive domains that are not usually associated together. Hybrid games usually blend domains related to games, for example digital and board games, but can blend also other domains. Through viewing game experiences as blends from different domains, designers can understand the inherent hybridity in various t…

Slight variations in components ratio affect odor pleasantness of a blending mixture

2009

International audience; Odors rely mainly on the perception of odorants mixtures but are commonly perceived as single undivided entities; nevertheless, the processes involved remain poorly explored. It has been reported that perceptual blending, based on configural olfactory processing, can lead odorant mixtures to give rise to an emergent odor quality not present in the components. Furthermore, very slight variations (just noticeable differences, jnd) in components concentrations were shown to be sufficient to modify the odor quality of a blending mixture. In the present study, we set out to examine whether jnd in components concentrations could also affect the odor pleasantness of a blend…

Literacy Skills as Local Intangible Capital : The History of a Rural Lending Library c. 1860–1920

2016

On the degree of binder activity of reclaimed asphalt and degree of blending with recycling agents

2020

It is common practice to assume full blending of the aged binder of reclaimed asphalt (RA) within the design of new asphalt mixtures. Although being practical, this assumption has often led designers to asphalt mixtures lacking binder. Hence, going towards recycled asphalt mixtures (RAM) there is a need to have a better understanding of the blending phenomena, to have a general agreement on terminology and finally adapting RA classification and mix design procedures accordingly. This manuscript aims at being both a reference and stimulus for the scientific community to work in this direction and on this basis provides a nomenclature and a theoretical framework of the blending phenomena. The…

Il ruolo delle banche locali e del relationship lending in scenari economici in profondo cambiamento

2013

Lo scopo di questo lavoro è quello di esaminare la relazione tra banca locale e impresa in un contesto economico in profondo cambiamento. L’obiettivo è comprendere se e come l’orientamento all’attività di finanziamento delle banche locali (più radicate nel territorio e più vicine ai principi del relationship lending) sia cambiato in seguito allo scoppio della crisi finanziaria.

The changing paradigm of document delivery : exploring researchers’ peer to peer practices

2016

Purpose By definition, interlibrary lending is a process involving two libraries. The digital revolution changed the method by which the scientific documents were disseminated during the past couple of decades. Nowadays, researchers can exploit several software applications that enable them to upload, save and deliver their documents from one peer to another without the need for a middle man. This paper reviews this change via a study conducted in two Finnish academic universities. The aim of this study was to determine the extent to which researchers have adopted these new possibilities for document dissemination and how this change will affect the role of the libraries in document delive…

Sophie Hannah’s Hurting Distance as Crime Trauma Fiction

2020

Rodi-Risberg addresses trauma’s generic border-crossing movement through Sophie Hannah’s socially conscious crime thriller Hurting Distance (2007), a trauma narrative of sexual violence and emotional abuse that can be referred to as crime trauma fiction because it incorporates and blends features of both genres. Rodi-Risberg’s main argument is that crime trauma fiction such as Hannah’s novel represents traumatic experience as politically significant by mobilising affect through its themes of violence as social critique. The chapter concludes that contemporary narratives of crime and trauma such as Hannah’s should be seen as an important locus not only for representing traumatic experience, …