Search results for "maksa"
showing 10 items of 145 documents
Mobile money and the impact of mobile phone regulatory enforcement among the urban poor in Tanzania
2021
Mobile money provides a tool for survival, particularly in urban conditions shaped by city regulations that make microvending difficult for the poor. An analysis of 165 interviews conducted in two low-income neighborhoods in Dar es Salaam, Tanzania over 8 years demonstrates how interlocked layers of technology and interaction make mobile money services semiformal. I introduce two mobile money-enabled survival strategies: intrahousehold transfers for day-to-day survival (transfers within the same city) and resource safeguarding through kin remittances of start-up capital (home-based subsistence business capital stored for kin access in emergencies). The recent tightening of mobile phone regu…
Examining Consumer Mobile Money Usage Behaviour in Ghana
2018
Mobiilimaksaminen julkisen liikenteen matkalippujen maksuratkaisuna
2011
Innanen, Mika-Pekka Juhana Mobiilimaksaminen julkisen liikenteen matkalippujen maksuratkaisuna / Mika Innanen. Jyväskylä: Jyväskylän yliopisto, 2011, 24 s. Kandidaatintutkielma Tutkielman tarkoituksena on selvittää mitä innovaation diffuusioteorian esittämiä tekijöitä liittyy mobililimaksamisen omaksumiseen yksilötasolla ja kuinka teoria pystyy selittämään mobiilimaksamisen omaksumista. Tässä tutkielmassa esitetään lyhyesti innovaatioiden diffuusioteorian (innovation diffusion theory) perusajatukset. Tämän jälkeen tehdään kirjallisuuskatsaus aiempiin tutkimuksiin ja selvitetään, mitkä teoriassa esitetyistä asioista vaikuttavat mobiilimaksamisen omaksumiseen kuluttajien keskuudessa ja minkäl…
Mobiilimaksaminen
2011
Mobiilimaksamisella tarkoitetaan mobiililaitteella, esimerkiksi matkapuhelimella, tapahtuvaa maksamista. Karkeasti se voidaan jakaa etä- ja lähimaksamiseen. Mobiilimaksamista käytetään enimmäkseen pienten ja halpojen tavaroiden tai palveluiden ostoon. Maksamiseen käytetään kaikkia nykyisissä laitteissa olevia tekniikoita: puhelin- ja tietoverkkoa Bluetoothia ja uusimpana NFC-tekniikkaa. Tietoturva ja varsinkin käyttäjien todentaminen ovat hyvin tärkeitä seikkoja mobiilimaksamisessa. Tietoturva onkin yksi keskenimmistä haasteista mobiilimaksamisessa, varsinkin kun tehdään suuria ja kalliita ostoksia. On käyttäjä pystyttäjä tunnistamaan varmuudella. Nykyisin kännyköissä on älykortit ja sirut …
The factors affecting the use of contactless payments
2016
Mobile technology has become a significant part of our everyday life. The technology develops rapidly and in the past few years numerous of companies have made payments possible trough mobile equipments. The most used technology for conducting such a payments is called near field communication (NFC), which enables fast and convenient payments using countless of different instruments for paying. The objective of this research is to shed light on the use of contactless payments via NFC. To achieve the objective we explored the factors that might have influence on intention to use and use of contactless payments. Thus, the research questions are: Is there significant relationship between the c…
Mobile money as a driver of digital financial inclusion
2023
Meeting the mobile money needs of the less privileged in developing and emerging markets opens up enormous possibilities for banks and newly emerged financial-technology firms. Many consider mobile money services a separate domain within the banking and payment sector, different from its siblings: automated teller machines, net banking, point-of-sale banking, etc. This study was conducted to investigate how mobile money services act as a reliable driver of digital financial inclusion and to determine the role of mobile money agents in the transformation from the traditional services to mobile money services. This paper presents a conceptual model based on the stimulus-organism-response para…
Factors inhibiting the adoption intention of digital payment platforms
2022
The aim of this study was to investigate how specific functional and psychological barriers can lead people to negatively perceive the value of mobile payment platforms, which could serve as an obstacle to their intention to adopt or continue using such platform. Unlike the plethora of studies that have examined the adoption of digital technologies, systems, and applications, in this study, we investigated the consumers’ resistance to digital payment platforms and the other barriers to the consumers’ adoption of such. The data were collected from Spain using a survey instrument. A total of 217 usable responses were collected and analyzed using the SmartPLS application. Our major findings su…
Gender, Age, and Generational Differences in the Use Intention of Mobile Payments and Its Antecedents
2022
Although mobile payments have gained considerable attention in academic research, there still are major gaps in our more in-depth understanding of the antecedents of their acceptance and use. In this study, we aim to address these gaps by examining the potential gender and age differences in the use intention of mobile payments and its antecedents in terms of the effects of the antecedent factors on use intention as well as the antecedent factors and use intention themselves while also considering the critical prerequisite of measurement invariance. Moreover, through a careful selection of the compared age groups, we extend the examination to cover also the potential generational difference…
The impact of Nordic walking on bone properties in postmenopausal women with pre-diabetes and non-alcohol fatty liver disease
2021
This study investigated the impact of Nordic walking on bone properties in postmenopausal women with pre-diabetes and non-alcohol fatty liver disease (NAFLD). A total of 63 eligible women randomly participated in the Nordic walking training (AEx, n = 33), or maintained their daily lifestyle (Con, n = 30) during intervention. Bone mineral content (BMC) and density (BMD) of whole body (WB), total femur (TF), femoral neck (FN), and lumbar spine (L2-4) were assessed by dual-energy X-ray absorptiometry. Serum osteocalcin, pentosidine, receptor activator of nuclear factor kappa-B ligand (RANKL) levels were analyzed by ELISA assay. After an 8.6-month intervention, the AEx group maintained their BM…
Mantisko zaudējumu atlīdzināšanas priekšnoteikumu konstatēšanas problēmas administratīvajā procesā
2018
Bakalaura darbā “Mantisko zaudējumu atlīdzināšanas priekšnoteikumu konstatēšanas problēmas administratīvajā procesā”, izpētīta Latvijas Republikas Administratīvo tiesu prakse par mantiskajiem zaudējumiem un izvirzīti iespējamie priekšnosacījumi to atlīdzināšanai. Darba ietvaros pētīta prakse par atrautās peļņas atlīdzināšanu un sīkāk apskatīta atrautās peļņas atlīdzināšana publisko iepirkumu lietās. Tāpat analizēti tiesu nolēmumi par negūtās darba samaksas atlīdzināšanu un ar tās apjoma noteikšanu saistītie jautājumi, kā arī izpētīti galvenie problēmjautājumi, kas saistīti ar juridiskās palīdzības izmaksu atlīdzināšanu administratīvajā procesā. Pētījuma veikšanai tika izskatīti 144 tiesu no…