Search results for "mobiilipalvelu"

How Relevant Are Risk Perceptions, Effort, and Performance Expectancy in Mobile Banking Adoption?

2018

This article provides a comprehensive overview of the adoption process using evidence from m-banking adoption in Pakistan. A survey design was used and 189 responses were received from across Pakistan and analyzed using Smart PLS application. Findings suggest that research on the effect of risk in the adoption process remains inconclusive. Contrarily, consumers have overcome many fears due to the usefulness, indispensability, high security features, and effort expended in the use of financial services delivered through m-banking. Perceived risk's (PR) direct influence was found to be generally weak. However, PR plays a major role in the pre-adoption process because it's weak and direct inhi…

Mobility management in heterogeneous IP-networks

2011

Advances in mobile financial services: a review of the literature and future research directions

2022

PurposeUsing the theory, construct, method, moderator (TCMM) format, this framework-based review critically analyses the mobile financial services (MFSs) field through a detailed synthesis and analysis of a sample of mainstream empirical research published in various scientific journals within the period 2009–2020.Design/methodology/approachThe authors followed a three-step structured approach suggested by Webster and Watson (2002) to search for the literature to synthesise the global perspectives on MFSs and their associated applications and systems. The literature research resulted in the identification of 115 most relevant articles.FindingsThe authors identified three major categories or…

Examining Consumer Mobile Money Usage Behaviour in Ghana

2018

Factors inhibiting the adoption intention of digital payment platforms

2022

The aim of this study was to investigate how specific functional and psychological barriers can lead people to negatively perceive the value of mobile payment platforms, which could serve as an obstacle to their intention to adopt or continue using such platform. Unlike the plethora of studies that have examined the adoption of digital technologies, systems, and applications, in this study, we investigated the consumers’ resistance to digital payment platforms and the other barriers to the consumers’ adoption of such. The data were collected from Spain using a survey instrument. A total of 217 usable responses were collected and analyzed using the SmartPLS application. Our major findings su…

Mobiilideittailusovellus Tinderin käyttö ja sen vaikutukset ihmisen identiteettiin ja itsensä esittämiseen

2016

Tinderin kaltaisten mobiilisovellusten käyttö on nopeassa ajassa muovannut nykyajan deittailukulttuuria ja tarjonnut uusia keinoja etsiä ja tavata uusia ih-misiä. Tinderiä ei ole kuitenkaan ilmiönä tutkittu laajalti, vaikka mobiilideittai-lusovellus on tehnyt internetin välityksellä tapahtuvasta suhteiden muodosta-misesta hyväksyttävämpää ja jopa trendikästä. Tämän tutkielman tarkoituksena on selvittää, miten Tinderin käyttö vaikuttaa ihmisen identiteettiin ja itsensä esittämiseen. Teoreettisessa viitekehyksessä Tinder esitellään mobiilina sosiaalisen me-dian palveluna. Lisäksi sekä teknologian omaksumiseen ja käyttöön että identiteettiin, itsensä esittämiseen ja vaikutelman hallintaan pere…

Why not complain? A paradoxical problem for mobile service and application providers

2014

Complaints from dissatisfied users of information systems (IS) help service and product providers decrease user churn and switching, prevent negative word-of-mouth, and improve their services and products. However, many dissatisfied individuals do not complain at all; rather, they remain silent, switch, or quit usage. The dilemma is particularly relevant in the context of mobile services and applications, in which only a fraction of users has been found to complain after negative experiences, even extreme ones. Although researchers have studied the reasons for complaining, only a few have investigated the reasons why individuals do not complain. To our best knowledge, there are no studies e…

An Empirical Examination of the Economics of Mobile Application Security

2021

The growth of mobile devices coupled with the advances in mobile technologies has resulted in the development and widespread use of a variety of mobile applications (apps). Mobile apps have been developed for social networking, banking, receiving daily news, maintaining fitness, and for job-related tasks. The security of the apps is an important concern. However, in some cases, the app developers may be less interested to invest in the security of the apps, if users are unwilling to pay for the added security. In this paper, we empirically examine whether consumers are less willing to pay for security features than for usability features. In addition, we examine whether a third-party certif…

Lost or not? : designing and evaluating user interfaces of mobile map services : the viewpoint of supporting users' location awareness

2016

The motivation for this thesis arose from the problem of people getting lost, both with and without mobile maps. I will answer a primary research question: 1) How can we support users’ location awareness with mobile map applications? As an ad-dition to this, I have the following sub-questions: a) Why do people get lost even when using a mobile map application? b) What are the best practices to support navigation? c) How can we research what the important objects in the natural environment are that should be emphasized in mobile maps? d) How do we prevent the user from focusing on the map service at the expense of perceiving the location in the real environment? e) What would a good mobile m…

Customers' Perceived Risk and Trust in Using Mobile Money Services—an Empirical Study of Ghana

2019

Although mobile money (MM) has been explored in the existing literature, the roles of trust and risk in MM use have received little attention from researchers. Furthermore, many of the existing studies have treated these constructs as unidimensional. The extant literature also shows that perceived risk has received little attention from researchers who have conducted studies on MM. Thus, the objective of this study is to examine the roles of trust and perceived risk in customers' intent to adopt MM services in Ghana. Both trust and perceived risk were broken down into various dimensions. The study involved 671 respondents who were selected via an intercept approach and an online survey. Str…