Search results for "pensions"
showing 10 items of 77 documents
Electrochemical detection of nitric oxide in plant cell suspensions
2016
SPE IPM UB; Nitric oxide is a hydrophobic radical acting as a physiological mediator in plants. Because of its unique properties, the detection of NO in plant tissues and cell suspensions remains a challenge. For this purpose, several techniques are used, each having certain advantages and limitations such as interferences with other species, questionable sensitivity, and/or selectivity or ex situ measurement. Here we describe a very attractive approach for tracking NO in plant cell suspensions using a NO-sensitive homemade platinum/iridium-based electrochemical microsensor. This method constitutes the absolute real-time proof of the production of free NO in physiological conditions.
The Actuarial Balance Sheet for Pay-As-You-Go Finance: Solvency Indicators for Spain and Sweden
2008
This paper provides the first estimate of the actuarial balance of the Spanish contributory pension system for the old-age contingency, based on official data. The main accounting entries are developed from the principles of double-entry bookkeeping. The novel entry in the balance sheet, entitled the ‘contribution asset’ or ‘hidden asset’, is at the centre of the theoretical discussion. A comparison between the official balance sheet for the Swedish notional account system and our balance sheet for the Spanish contributory pension system is also provided. The main finding is that the Spanish pension system has an insolvency rate of 31.4 per cent. The policy implication is that unless curren…
Projecting Pension Expenditures in Spain: On Uncertainty, Communication and Transparency
2008
In this paper we suggest a set of indicators about the future performance of the Spanish public pension system and a suitable method of representing their uncertainty, in order to improve the communication to the public opinion about its main future challenges. Spain seems a particularly interesting case in Europe to illustrate our proposals, since the social security system has been in surplus for nine consecutive years, in sharp contrast to the projections made just a decade ago, but, at the same time, most projections foresee for Spain one of the highest increases in public expenditure among EU countries due to ageing. We argue that simple, transparent, credible, public and periodic indi…
Designing and pricing guarantee options in defined contribution pension plans
2015
Abstract The shift from defined benefit (DB) to defined contribution (DC) is pervasive among pension funds, due to demographic changes and macroeconomic pressures. In DB all risks are borne by the provider, while in plain vanilla DC all risks are borne by the beneficiary. However, for DC to provide income security some kind of guarantee is required. A minimum guarantee clause can be modeled as a put option written on some underlying reference portfolio and we develop a discrete model that selects the reference portfolio to minimize the cost of a guarantee. While the relation DB–DC is typically viewed as a binary one, the model shows how to price a wide range of guarantees creating a continu…
In vitro prediction of in vivo absorption of ibuprofen from suspensions through rational choice of dissolution conditions
2020
Two ibuprofen suspension formulations were investigated for their dissolution in various bicarbonate, phosphate and acetate buffers. Phosphate and acetate gave faster release than bicarbonate at comparable molarities. Nevertheless, mass transport modelling using the reversible non-equilibrium (RNE) approach enabled the calculation of phosphate molarities that gave good matches to physiological bicarbonate in terms of ibuprofen dissolution. This shows that developing surrogate buffers for bicarbonate that are devoid of the technical difficulties associated with the bicarbonate-CO2 systems is possible. In addition, the intestinal dissolution kinetics of the tested suspensions were determined …
Particle Suspension in Vortexing Unbaffled Stirred Tanks
2016
Three-phase processes in which particle suspension has to be achieved in conjunction with gas dispersion are traditionally carried out in sparged, baffled stirred tanks. The operation of such tanks can suffer, however, from particles tending to block the sparger holes. A viable alternative might be provided by uncovered unbaffled stirred tanks (UUSTs), where gas self-injection can occur when the free-surface vortex reaches the impeller blades and gas bubbles begin to be ingested by the liquid. In this work, the particle suspension and liquid aeration performances in three-phase UUSTs were experimentally investigated and compared with relevant literature correlations concerning baffled syste…
CFD prediction of solid particle distribution in baffled stirred vessels under partial to complete suspension conditions
2013
Solid-liquid mixing within tanks agitated by stirrers can be easily encountered in many industrial processes. It is common to find an industrial tank operating at an impeller speed N lower than the minimum agitation speed for the suspension of solid particles: under such conditions the distribution of solid-particles is very far from being homogeneous and very significant concentration gradients exist. The present work evaluates the capability of a Computational Fluid Dynamics (CFD) model to reliably predict the particle distribution throughout the tank under either partial or complete suspension conditions. A flat bottomed baffled tank stirred by a Rushton turbine was investigated. Both tr…
Can a Healthy Lifestyle Prevent Disability Pension among Female Healthcare Workers with Good and Poor Self-Rated Health? Prospective Cohort Study wit…
2022
BACKGROUND: Our purpose was to investigate whether healthy lifestyle habits prevent disability pension among female healthcare workers.METHODS: We conducted a prospective cohort study with an 11-year register follow-up in which 8159 female healthcare workers from Denmark completed a questionnaire concerning self-rated health, work environment, leisure-time physical activity (LTPA), smoking, and body mass index (BMI). Data on disability benefit payments were obtained from the Danish Register for Evaluation of Marginalization during an 11-year follow-up. Potential confounders included age, occupational education, psychosocial work factors, and physical exertion during work.RESULTS: Among work…
Aqueous nonionic copolymer-functionalized laponite clay. A thermodynamic and spectrophotometric study to characterize its behavior toward an organic …
2006
The affinity of functionalized Laponite clay toward an organic material in the aqueous phase was explored. Functionalization was performed by using triblock copolymers based on ethylene oxide (EO) and propylene oxide (PO) units that are EO(11)PO(16)EO(11) (L35) and PO(8)EO(23)PO(8) (10R5). Phenol (PhOH) was chosen as organic compound, which represents a contaminant prototype. To this purpose, densities and enthalpies of mixing as well as PhOH UV-absorption spectra were determined. The enthalpy and the spectrophotometry revealed PhOH-Laponite interactions whereas the volume did not. It emerged that the area occupied by PhOH on the Laponite surface is equal to that computed from the partial m…
El impacto de la crisis económica en la Seguridad Social: panorama general de las últimas reformas
2016
El documento es un estudio de las reformas del quinquenio 2011-2015 en las prestaciones medulares del sistema de Seguridad Social español. El trabajo se inicia con una introducción, que aborda diversos aspectos formales de la legislación de Seguridad Social de este período, en particular desde el punto de vista de las reglas de transitoriedad y los problemas de Derecho temporal de las reformas. A continuación, se trazan algunas cuestiones generales sobre las prestaciones del sistema, con especial incidencia en algunos pronunciamientos jurisprudenciales particularmente novedosos. El grueso del trabajo aborda los principales cambios legislativos o jurisprudenciales en materia de prestaciones …