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The marketplace vulnerability of low-income unbanked consumers : a developing country perspective
2018
Financial exclusion is recognised as an important element of socio-economic inequality where economically vulnerable groups are excluded from basic financial services. The issue of financial exclusion is mainly concentrated in the world’s developing countries. However, research on the issue of financial exclusion in the field of marketing as well as from the perspective of unbanked consumers is lacking. Although financial exclusion impedes low-income consumers’ welfare, there is a shortage of wellbeing related studies on low-income consumers in the context of developing countries. This doctoral dissertation aims to investigate the ways in which low-income unbanked consumers experience vulne…
Transformations Accompanying a Shift from Surface to Drip Irrigation in the Cànyoles Watershed, Valencia, Spain
2017
Drip irrigation is widely promoted in Spain to increase agricultural production and to save water. In the Cànyoles watershed, Valencia, we analysed the consequences of change from surface irrigation to drip irrigation over the past 25 years. There were a number of transformations resulting from, or accelerated by, this change including the 1) intensification of well construction causing a redistribution in access to groundwater, water shortages and a lowering of the groundwater table; 2) expansion of irrigation into former rain-dependent uphill areas resulting in increased water use; 3) shift to higher- value monoculture fruit crops, but with associated higher crop water requirements; 4) in…