0000000000173238
AUTHOR
Amparo Nagore García
Metodología docente innovadora de la enseñanza de las Matemáticas Financieras bajo el escenario del COVID-19
[EN] This paper presents a teaching innovation applied to a Financial Mathematics group of the Bachelor's Degree in International Business and its adaptation to the context of COVID-19. With the aim of improving academic results and promoting learning in knowledge and skills that is meaningful and in line with the principles of the European Higher Education Area, flipped classroom is applied in combination with other active methodologies, whose philosophy is summed up as "Tell me and I forget, teach me and I remember, involve me and I learn" (B. Franklin). The academic results and the results of an ad-hoc survey reveal a satisfactory achievement of the objectives of the innovation.
La mejor estrategia para la jubilación de los autónomos
La jubilación es uno de los retos a los que se enfrentan los ciudadanos y, naturalmente, también los trabajadores autónomos. Las peculiaridades del régimen especial de la Seguridad Social al que están adscritos, como es escoger anualmente su base de cotización, permite que los autónomos puedan diseñar una estrategia que mejore notablemente su pensión de jubilación. En este trabajo se demuestra que esta flexibilidad convierte a la pensión de jubilación de la Seguridad Social en una de las inversiones más rentables y se propone una recomendación para conseguir la mejor pensión, con un coste mínimo o, alternativamente, puede entenderse en el sentido de que se señalan las medidas de política qu…
How does an allowance for a non-working younger partner affect the retirement behaviour of couples?
AbstractWe examine the effect of the partner allowance (PA) in the Dutch pension system on the retirement decisions of couples using administrative data. PA was paid to people who receive the public old-age pension with a partner younger than the state pension age (SPA) and with a low own income. PA worked as a financial incentive to retire earlier, especially for the younger partners. As of 1 April 2015, new old-age pensioners are no longer entitled to this allowance. We estimate the effect of this reform on the retirement behaviour of each spouse. To account for the fact that at the same time, another reform essentially put an end to generous early retirement arrangements, we compare sing…
Joint retirement behaviour and pension reform in the Netherlands
We examine the effects of a major pension reform in 2015 on the joint retirement decisions of working couples in the Netherlands. The reform abolished the partner allowance, a state pension supplement for a nonworking partner below the state pension age. At the same time, actuarially generous early retirement arrangements were made less attractive. Using rich administrative data, we estimate a multivariate mixed proportional hazards model that distinguishes between several sources of joint retirement: financial incentives, other causal mecha-nisms that make retirement of one spouse more likely when the other spouse retires (e.g., due to complemen-tarities in leisure or social norms) and cor…