0000000000297130
AUTHOR
Samuel Anokye Nyarko
showing 6 related works from this author
Do Female Loan Officers Mitigate Social-Financial Trade-Offs in Microfinance?
2021
This paper revisits social-financial trade-offs in microfinance. We theorize that workforce diversity mitigates the divergence between social and financial performance levels. We test our prediction by performing fixed-effects generalised least squares regressions on a global sample of 1257 microfinance institutions (MFIs) in 107 countries over the period 2010–2018. Confirming our prediction, the empirical results show that the proportion of female loan officers attenuates the negative relationship between the social performance and the financial performance of MFIs. We attribute our findings to the personal characteristics of female loan officers and the high repayment rates of loans that …
A hybrid approach to international market selection: The case of impact investing organizations
2020
Abstract Social enterprises are hybrid organizations that concurrently pursue social and economic goals and hence are mid-way between conventional capitalistic firms and non-profit organizations. Many social enterprises are becoming international; delivering services across borders. With the objective of understanding the internationalization of these unconventional organizations, this paper examines their international market selection decision based on host countries’ macroeconomic conditions. Generally, we hypothesize that the international market selection decision of social enterprises is tied to their hybridity, an overarching characteristic that sets them apart from other types of or…
Do social enterprises walk the talk? Assessing microfinance performances with mission statements
2019
We study mission drift in social enterprises by examining whether these organizations stick to the actual mission enshrined in their mission statements. We use data from microfinance organizations (MFOs), a homogeneous group of social enterprises which have been scrutinized—and sometimes criticized—for mission drift. We focus on three publicly recognized and non-mutually-exclusive microfinance social missions identified by previous studies: poverty alleviation, women's empowerment, and rural financial inclusion. Based on hand-collected data from 199 MFOs worldwide, our results suggest strong coherence between social missions and actual practices. Hence, we argue that, with respect to MFOs' …
Essays on the Performance, Subsidization and Internationalization of Social Enterprises
2020
Social enterprises are hybrid organizations that tackle societal challenges by using conventional business models. Being hybrid organizations means that social enterprises pursue dual objectives: social (developmental) and financial. By taking performance, subsidization and internationalization perspectives, this thesis contributes to understanding the hybridity of social enterprises and how this hybridity drives their general operations and key decisions such as foreign market selection and targeting strategy.
The influence of international ownership on the performance of microfinance institutions
2016
Master thesis Business Administration - University of Agder 2016 The microfinance industry is experiencing rapid growth and financing this growth is a legitimate concern. During the past decade, international commercial funding in the form of international equity and debt has played a remarkable role in this regard. Until now, microfinance research that focus on the performance implications of international funding of MFIs is inadequate even though microfinance literature is voluminous. Our study focuses on the presence of international shareholders in microfinance institutions. Using data from 148 Microfinance Institutions (MFIs) in 51 countries, we empirically determine MFI characteristic…
Crowd-out effect on consumers attitude towards corporate social responsibility communication
2022
Corporate social responsibility (CSR) is assumed to function better in open societies and competitive markets where market forces drive communication and voluntary adoption of self-regulated quality CSR practices. Thus, the common wisdom maintains that consumer awareness of positive CSR activities of an organisation elicits positive perceptions about the organisation. Contrarily, we find negative and insignificant effect of CSR communication on perceived CSR performance in the context of Norway. The findings are consistent with predictions of crowding-out theory which submits that moderately enforced government policies can displace consumers’ intrinsic motivations to contribute to public g…