0000000000469614
AUTHOR
Sbarcea Ioana Raluca
showing 2 related works from this author
CREDITING THE AGRICULTURE-A PAST AND PRESENT CONCERN OF THE ROMANIAN BANKINGSYSTEM
2012
Crediting the agriculture was a constant concern of the Romanian banking sector. This aspect was and is related with the high share of the agricultural area present across the country and with the existence of a consistent rural population over time. In this paper I have marked the primary moments that have marked the lending activity of the agriculture from its beginning, until present. I outlined the fact that this activity has always been facing difficulties, something that has damaged the possibility of a sustainable development of this sector, whose main challenge remains the lack of funding adapted to the development needs.
THE BASEL III APPROACH ON LIQUIDITY RISK
2015
The Basel III agreement has emerged due to the need for a more efficient risk management in banking in order to prevent banking crises. The vision presented by Basel III and then taken over by European regulations is much stricter than earlier agreements, one of the novelties brought by this agreement being the introduction of indicators to monitor the liquidity risk. Through this work we aim to perform an analysis on how to determine the indicators, because in general, these indicators are present only in their synthetic shape but the practical determination is complex and causes difficulties, particularly for small banks.