0000000000703587
AUTHOR
Linda Nakato
Essays on the performance of savings groups
This thesis consists of three chapters that each address a different factor that influences the performance of SGs. Chapter 1 investigates the effect of financial linkages on the performance of savings groups. Financial linkages occur when informal savings groups either open a joint savings account at a formal financial institution or participate in a joint credit facility arrangement with a formal financial institution. The central reason for financial linkages between savings groups and formal financial institutions is to balance group liquidity shortages and excesses. Additionally, financial linkage is attractive as it is viewed as a conduit for formal financial inclusion. Applying a dif…
The influence of international ownership on the performance of microfinance institutions
Master thesis Business Administration - University of Agder 2016 The microfinance industry is experiencing rapid growth and financing this growth is a legitimate concern. During the past decade, international commercial funding in the form of international equity and debt has played a remarkable role in this regard. Until now, microfinance research that focus on the performance implications of international funding of MFIs is inadequate even though microfinance literature is voluminous. Our study focuses on the presence of international shareholders in microfinance institutions. Using data from 148 Microfinance Institutions (MFIs) in 51 countries, we empirically determine MFI characteristic…