0000000000732907

AUTHOR

Saleh Khan

showing 3 related works from this author

Suitability of the ASA Model in Nigeria

2010

This paper looks at the lending methodology adopted by ASA International in Nigeria and how the model is suited for operations within the Nigerian microfinance sector. It begins by examining the critical success factors that contribute towards ASA having a lean operations, how it manages operations efficiencies, and finally makes a set of recommendations that Nigerian Microfinance Institutions could adopt.

Cost reductionMicrofinanceEngineeringlawbusiness.industryCritical success factorCost controlOperations managementbusinessLean manufacturingIndustrial organizationlaw.inventionSSRN Electronic Journal
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Does Microfinance Cause or Reduce Suicides? Policy Recommendations for Reducing Borrower Stress

2011

At a time when suicides by microfinance borrowers in Andhra Pradesh are extensively discussed, this paper makes an initial tentative exploration into the impact of microfinance on suicides. Does MF reduce or increase suicides? Data limitations imply methodological limitations and provisional conclusions. The literature review, starting with Emile Durkheim, of research on suicides brings out the importance of psychological factors, divorce, and unemployment. We investigate time series data on suicides in India and find a just significantly positive correlation with male suicide rates and slightly negative correlations (not significant) with female suicide rates – but no relation between micr…

MicrofinanceEconomic growthmedia_common.quotation_subjectRegression analysisSocial pressurePositive correlationlaw.inventionWeak correlationlawUnemploymentSignificant positive correlationEconomicsDemographic economicsData limitationsmedia_commonSSRN Electronic Journal
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Enterprise-Wide Risk Management in Microfinance Institutions: The ASA Experience

2010

This paper explores the typical risks that microfinance institutions (MFIs) face in their operations and outlines some of the steps that ASA, one of the world largest NGO MFI, takes to mitigate them. This discussion is from a practitioner’s perspective and is intended to provide examples of how a typical MFI might respond to risks that face them.

FinanceEconomic growthMicrofinanceEnterprise risk managementbusiness.industrylawPerspective (graphical)Face (sociological concept)businessRisk managementlaw.inventionSSRN Electronic Journal
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