CREDIT RISK MANAGEMENT IN COMMERCIAL BANKS

The article proposes a model of credit risk assessment on the basis of factor analysis of retail clients / borrowers in order to ensure predictive control of the level of risk posed by potential clients in commercial banks engaged in consumer lending. The aim of the study is to determine the level of risk represented by different groups (classes) of retail clients (borrowers) in order to reduce and prevent credit risk in the future as well as to improve the management of banking risks. The main results of the study are the creation of a model of borrowers’ internal credit ratings and the development of the methods of improving credit risk management in commercial banks.

Report on ICT in Education in Latvia

Latvia is situated in the north-eastern part of Europe at the Baltic Sea. The Republic of Latvia boarders with Lithuania, Belorussia, Russia and Estonia. The name “Latvia” originates from the ancient Latgalians, one of four eastern Baltic tribes that formed the ethnic core of the Latvian people (ca. eighth–twelfth centuries A.D.).

Tālmācības studiju atbalsta sistēmas pārvaldība pieaugušo kompetenču pilnveidošanās procesā

Advisor: Ivanova, Ilze

19. gadsimta latgaliešu gramatikas