0000000001005372

AUTHOR

Vartiainen Tero

How Personal Finance Management Systems Emancipate and Oppress Young People

In order to achieve financial well-being, individuals need to make sensible financial decisions. Personal finance management (PFM) systems help individuals with saving, budgeting, consumption, borrowing, and lending tasks. As much as these systems help individuals, they may also have unintended consequences. This study increases the knowledge of how PFM systems emancipate and oppress young people. We used an interpretive research approach and collected qualitative data. Our major finding is that PFM systems emancipate young people by promoting agency (the freedom to act) due to the efficient implementation of PFM tasks, for example. These systems also oppress users by hindering rationality …

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Development of an Agile Requirements Risk Prioritization Method : A Design Science Research Study

The practice of information systems development (ISD) has changed during the past two decades from very structured approaches to agile ISD methods. However, many methods available for managing requirements-related risks in the literature follow the structured way of doing ISD. If any, few methods offer solutions to prioritize requirements risks for agile ISD projects based on recognizing requirements-related risks and patterns to mitigate these. To fill this gap in the literature, we apply the design science research methodology to develop an agile requirements risk prioritization method together with industry experts (n=54) in Finland and New Zealand in a multi-year study. The method was d…

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