Rôle des institutions de microfinance dans le financement de l’entrepreneuriat féminin

Microfinance Institutions (MFIs) are responsible for lending money to people who do not have sufficient collateral to access the formal banking system. These organizations participate in the development of entrepreneurship by funding women's projects. Several actors, who intervene around this contractual relationship between MFIs and women, may follow different objectives and interests, which can be a source of inefficiency. This contribution examines the determinants of the credit supply of MFIs intended for female entrepreneurship in the 8 countries of the West African Economic and Monetary Union (UEMOA). Our results show that if the volume of subsidies, equity and indebtedness of MFIs ha…

Intelligence artificielle et problèmes de gouvernance dans les pays en développement

Artificial intelligence (AI) is a strategic pillar for the future of humanity. In this perspective, this article examines the advantages and potentials of its use in developing countries, particularly in the governance of those members of UEMOA. Thus, it should be emphasized that AI could significantly improve the governance of WAEMU countries by limiting intermediation in collection or payment systems and thus contribute to better transparency of the systems. It also makes up for the lack of qualified personnel, especially doctors in the most remote areas, it also strengthens security through its ability to enforce the law in the establishment of means of identification and control, in par…

La gouvernance d’entreprise et la performance financière des petites entreprises en France : l’impact des parties prenantes

International audience

Échecs des politiques d’octrois de crédits : vers une autre alternative pour l’entrepreneuriat féminin au Sénégal