6533b82cfe1ef96bd1290231

RESEARCH PRODUCT

Usability and Trust in E-Banking

Gabriella PravettoniRaffaella MisuracaSalvatore Nuccio LeottaClaudio Lucchiari

subject

AdultMaleSettore M-PSI/01 - Psicologia GeneraleEconomicse-banking e-banking servicesInternet privacyTrustSecurity policyRisk AssessmentUser groupHumansStudentsWeb usabilityComputer SecurityGeneral PsychologyInternetAttitude to Computersbusiness.industryData CollectionFraudE bankingUsabilityItalyInstitution (computer science)FemalePsychologybusiness

description

This study assessed the role of usability in trust of e-banking services. A questionnaire was administered to 185 Italian undergraduate working students who volunteered for the experiment (M age = 30.5 yr., SD = 3.1). Participants were differentiated on computer ability (Expert, n=104; Nonexpert, n = 81) and e-banking use (User, n = 93; Nonusers, n = 92). Analysis showed that the website usability of e-banking services did not play a very important role for the User group. Instead, institution-based trust, e.g., the trust in the security policy of the Web merchant, customers, and the overall trust of the bank were the crucial factors in the adoption of e-banking. © Psychological Reports 2007.

yearjournalcountryeditionlanguage
2007-12-01Psychological Reports
https://doi.org/10.2466/pr0.101.4.1118-1124