Search results for "Insurance"
showing 10 items of 194 documents
The effects of the financial crisis on primary prevention of cancer
2010
The present financial crisis will affect primary cancer prevention through several avenues: personal lifestyle choices, exposure to environmental risk factors, decisions made in the private sector and public policy on cancer prevention. Whilst it is clearly problematic to reach solid conclusions on a direct connection between economic crises and cancer mortality, we can identify trends that provide guidance for further action. For some lifestyle choices such as smoking or diet, we argue that public policy may channel existing tendencies during times of crisis for clear added value. In other areas, including research and health system investments, we will make the case that the resources not…
A Simulation Analysis of the Microstructure of an Order Driven Financial Market with Multiple Securities and Portfolio Choices
2005
In this paper we propose an artificial market where multiple risky assets are exchanged. Agents are constrained by the availability of resources and trade to adjust their portfolio according to an exogenously given target portfolio. We model the trading mechanism as a continuous auction order-driven market. Agents are heterogeneous in terms of desired target portfolio allocations, but they are homogeneous in terms of trading strategies. We investigate the role played by the trading mechanism in affecting the dynamics of prices, trading volume and volatility. We show that the institutional setting of a double auction market is sufficient to generate a non-normal distribution of price changes…
Early modern maritime insurance between mercantile customs and ius commune
2020
Le droit coutumier a qualifié la responsabilité du capitaine de navire de culpabilité. Les juristes, notamment les tribunaux, se sont concentrés sur des catégories spécifiques (contractuelles, délictuelles ou pénales). Le passage de l’un à l’autre implique une différence très significative en matière de qualification du comportement, donc des preuves requises. Cela a eu des conséquences importantes sur l’étendue de la responsabilité du capitaine du navire, donc sur la position des assurés.
2020
Despite the positive aspects of information technology (IT) use, it is common for users to experience negative IT incidents. Examples of negative IT incidents include getting lost in an unfamiliar country due to a dysfunctional map application and missing a monetary insurance benefit due to the failure of an activity tracker application. Such incidents can harm IT providers by giving rise to user dissatisfaction, discontinued use, switching, and negative word-of-mouth. To minimize this harm, it is important to understand how users cope after negative incidents. Specifically, information systems (IS) researchers have called for research that uncovers the complex interplay of IT users’ coping…
Health Insurance Reforms and Health Policies in Rural China
2016
Since the early 2000s, the Chinese government has undertaken a series of reforms in the health sector. Among these, the three most important have been concerned with medical insurance, hospital administration, and pharmaceutical policies. The aims of these reforms were to extend health insurance coverage, to increase the activities and the efficiency of the health establishments, and to improve patient care. This article focuses on two components of these reforms: the development of health insurance in rural areas and the policy on essential medicines in conjunction with hospital reforms. Our longstanding co-operation with a research team from Weifang University and with the Weifang Health …
Credit-Based Insurance Scores: some Observations in the Light of the European General Data Protection Regulation
2020
Despite the differences between credit risk and insurance risk, in many countries large insurance companies include credit history amongst the information to be taken into account when assigning consumers to risk pools and deciding whether or not to offer them an auto or homeowner insurance policy, or to determine the premium that they should pay. In this study, I will try to establish some conclusions concerning the requirements and limits that the use of credit history data by insurers in the European Union should be subject to. In order to do this, I shall focus my attention primarily on Regulation (EU) 2016/679. This regulation, that came into force on 24 May 2018, not only forms the ba…
Digital Banking in Northern India: The Risks on Customer Satisfaction
2021
The widespread use of digital technologies and the current pandemic (COVID) have fueled the need and call for digital transformation in the banking sector. Although this has various benefits, it is a disruption to the norm to which a bank customer has to become accustomed. This variance means that customers would have to make some changes to their routine. This can constitute risks in terms of maintaining customer satisfaction at previous levels. These risks are associated with customer retention because a service or product needs to be aligned with customer expectations to avoid them switching to other service providers. Moreover, it can also have an effect on reputa- tion. Offering digita…
How Big Data Informs Us About the Population Health Status : endophthalmitis after ophthalmologic procedures
2022
The use of Big Data, in the form of almost exhaustive French medico-administrative databases, has made it possible to address several issues without which this would not have been possible. First, to define the incidence of endophthalmitis after ophthalmologic procedures without bias on specific recruitment modalities of respondents (tertiary centers, questionnaires ...). Thus, local observations of a change in prevalence trends of causative procedures were confirmed at the national level. The reliable description of the incidence of endophthalmitis will then make it possible to identify critical situations of recrudescence of cases. The knowledge of the delay of occurrence after the proced…
Apdrošināšanas sistēmas integrācija ar Azerbaidžānas obligātās apdrošināšanas biroju
2018
“Apdrošināšanas sistēmas integrācija ar Azerbaidžānas obligātās apdrošināšanas biroju” ir integrācija starp Azerbaidžānas apdrošinātāja Xalq polišu pārvaldības sistēmu un Azerbaidžānas obligātās apdrošināšanas biroju (CIB). Integrācijas iemesls - CIB pieņēma lēmumu izveidot jaunu polišu izdošanas sistēmu. Iepriekšējā sistēmā katram apdrošinātājam bija sava polišu pārvaldības sistēma. CIB nodrošināja tīmekļa servisus, kurus izmantojot, apdrošinātājs varēja izdot polises CIB sistēmā. Jaunajā sistēmā apdrošinātāji nevar izdot vai modificēt polises individuālajā sistēmā - visas polises tiek izdotas un modificētas tikai caur CIB sistēmu. Pēc CIB nosacījumiem, visiem apdrošinātājiem savās sistēmā…
Mobilo ierīču apdrošināšanas produkta izveide un ieviešana sistēmā TIA.
2017
TIA ir globāla apdrošināšanas sistēma, kas pārvalda apdrošināšanas procesus no sākuma līdz beigām. Sākotnēji tā tika radīta priekš viena konkrēta uzņēmuma, bet tagad to izmanto plaši pasaulē. Darba mērķis bija izveidot un ieviest mobilo ierīču apdrošināšanas produktu uz TIA kodola versijas. Mobilo ierīču apdrošināšanas produkts tika plānots izveidot kā paraugu, kuru būtu iespējams realizēt nākotnē. Uzdevums bija izveidot produktu tā, ka tam būtu jābūt iespējai izvēlēties no saraksta konkrētu ierīču modeļus vai pievienot jaunus un aprēķināt tām prēmijas, izveidot polises. Tas tika realizēts ar 1 produkta līniju, kurā būs iespējams veikt minētās darbības. Darbā ir atrodams ne vien šī produkta…