Search results for "NCS"
showing 10 items of 54 documents
Impacto del riesgo de interés sobre las acciones del sector bancario español
2009
RESUMENEste trabajo examina la exposicion del sector bancario espanol al riesgo de interes en el ambito de la metodologia GARCH, prestando atencion no solo al impacto de los cambios en el nivel de los tipos de interes sino tambien al efecto de su volatilidad sobre la distribucion de los rendimientos de las acciones bancarias. Los resultados obtenidos muestran que tanto las variaciones como la volatilidad de los tipos de interes tienen un impacto negativo y significativo sobre el rendimiento de las acciones de las entidades financieras, existiendo una relacion directa entre el tamano de las entidades y su grado de sensibilidad ante los movimientos y volatilidad de los tipos de interes.
Development of a Classification of Spanish Credit Institutions Based on the Concept of Stakeholder
2013
Corporate Social Responsibility (CSR) assumes that banks voluntarily incorporate social and environmental criteria in their economic activities and relationships with stakeholders. The reason why a credit institution decides to involve itself in social activities is a question which the literature on economics has tried to answer. We highlight the relationship created between the credit institution as a social organization and its various stakeholders, analyzing the importance assigned to each of them. Our goal is to find distinct profiles of credit institutions, depending on their degree of concern about CSR (Corporate Social Responsibility). The field work was conducted by means of a surv…
Los grupos de interés en las entidades de crédito Españolas
2012
RESUMENSe plantean los orígenes, evolución y clasificación de los grupos de interés (stakeholders). Se pone de relieve la relación que se entabla entre la entidad de crédito como organización social y sus diferentes grupos de interés, analizándose la importancia que se asigna a estos.El trabajo de campo se realizó a través de una encuesta contestada por 57 entidades de crédito españolas. Los resultados del estudio muestran la sensibilidad de las entidades de crédito hacia la RSE (Responsabilidad Social de la Empresa), con referencia al conjunto del sector financiero español. Nuestro objetivo es analizar la importancia que tienen los diversos grupos de interés: accionistas, empleados, client…
DETERMINANTS OF PROFITABILITY IN SPANISH FINANCIAL INSTITUTIONS. COMPARING AIDED AND NON-AIDED ENTITIES
2015
The last financial crisis has led to the greatest contribution of public funds ever made to Spanish banks. This paper studies why the need for support has been asymmetric, with not all of the institutions requiring aid. Based on profitability of assets (ROA), we determine using panel data econometric and logit response models the components of profit and loss accounts that generated profitability as well as the factors leading to some entities to ask for aid. The analyses show that before the beginning of the crisis there were significant differences between entities that needed aid and those that did not. The most profitable banks grounded their success in the traditional revenue component…
L'intervento nei centri storici: l'ANCSA e il caso Erice
2014
Il Convegno “Salvaguardia e risanamento dei centri storico-artistici”, svoltosi a Gubbio nel Settembre del 1960, offre l’occasione per fare un bilancio sulla situazione dei centri storici, sull’insufficienza normativa dei piani regolatori, sulla tecnica urbanistica e confrontare contemporaneamente le esperienze concrete di alcuni piani e il relativo approccio al tema dell’intervento nei centri storici. Il comitato promotore del Convegno di Gubbio, noto per avere prodotto la celebre Dichiarazione finale poi denominata “Carta di Gubbio”, si trasformerà l’anno successivo in Comitato permanente fondando a Gubbio l’Associazione nazionale centri storico-artistici (ANCSA). Appare significativo che…
Some Insights on the Changing Architecture of the World’s Top 100 Multinationals
2016
Abstract Premise: globalization represents both the fertile background and the accountable foreground that accompanies the evolution of TNCs/MNEs, within a self-enforcing spiral of co-evolution which gratifies the winners and discards the losers. Argument: UNCTAD’s Top 100 non-financial TNCs/MNEs gathers together, since 1993, some of the most prominent winners of the above mentioned processes, making this instrument one of the best indicators and benchmarks in terms of both globalization and transnationalization – when analyzed at a given moment in time (for a particular year), and even more relevant when analyzed dynamically and by comparison. Context: two major global shifts have occurred…
Differential Effect on the Determinants of the Late Payments According to the Economic Cycle
2018
From 2004 to 2007, the Spanish financial system grew at a very rapid rate. However, from 2008 to 2012 impairment losses amounted equivalent to 25% of Spanish GDP.The objective of this paper is investigate how have affected the main problems that have suffered the Spanish economy on the late payments on Spanish credit institutions. And to check whether the effect of these problems is different on stages of growth with respect to the stages of crisis.The main results, according the test Chow, confirmed that there is a structural break in the model in 2007. Also the increase in unemployment increases the late payments and this increase is greater in the stages of growth compared to the stage…
Les Francs-Comtois et l'espace français: cartes mentales
1999
La carte est le plus souvent dessinée pour localiser des lieux précis, des équipements concrets, des faits matériellement inscrits dans l'espace topographique. On peut aussi s'en servir d'une manière moins réaliste, pour tenter d'exprimer les représentations que se font des espaces les hommes et les femmes qui les habitent, les rêvent, les valorisent ou les négligent. On parle alors de cartes mentales. L'imaginaire et la cartographie sont depuis longtemps associés : au XVIe siècle, Thomas More, philosophe anglais, accepte que l'on cartographie la terre d'Utopie qu'il invente et, un peu plus tard, Honoré d'Urfé dans l'Astrée propose une carte des états amoureux, la célèbre carte du Tendre.
Use of Geospatial Analyses for Semantic Reasoning
2010
International audience; This work focuses on the integration of the spatial analyses for semantic reasoning in order to compute new axioms of an existing OWL ontology. To make it concrete, we have defined Spatial Built-ins, an extension of existing Built-ins of the SWRL rule language. It permits to run deductive rules with the help of a translation rule engine. Thus, the Spatial SWRL rules are translated to standard SWRL rules. Once the spatial functions of the Spatial SWRL rules are computed with the help of a spatial database system, the resulting translated rules are computed with a reasoning engine such as Racer, Jess or Pellet.
”Verba volant, scripta manent: LU Juridiskās fakultātes sākotne”: izstādes plakāti
2019
Latīņu teiciens "Verba volant, scripta manent" vēsta, ka teiktais izgaist, bet rakstītais paliek. Ar izstādi LU Bibliotēka sveic LU Juridisko fakultāti simtgadē. Juridiskās fakultātes saknes ir saistītas ar Latvijas Augstskolas, vēlāk – Latvijas Universitātes, dibināšanu, kad tika izveidota Ekonomiski juridiskā jeb Juridiski ekonomiskā fakultāte, kas sastāvēja no Tautsaimniecības nodaļas un Tiesību zinātņu nodaļas. Vēlāk tā ieguva Tautsaimniecības un tiesībzinātņu fakultātes nosaukumu. Izstādē akcentēti konkrētu mācībspēku ieguldījumu fakultātes veidošanā un nozares zinātniskās domas attīstībā.