Search results for "NCS"
showing 10 items of 54 documents
Effects of economic variables on NPLs depending on the economic cycle. Empirical Economics
2019
Late payments are a major problem for Spanish banks. This paper studies as determinants of loan delinquency: unemployment, interest rates, inflation, housing prices, leverage, bad debt coverage and solvency, which were the main problems facing the Spanish economy between 2004 and 2015, and also examines these determinants in periods of growth and recession. The results show that the price of housing, bad debt coverage, interest rates and solvency are the variables with the greatest impact on NPLs. Furthermore, differences exist in the behaviour of variables during periods of growth compared with periods of recession. Inertia of the dependent variable has also been detected.
"Article 58", "Cimetières", "Pobiedonostsev", "Kornilov", "Soljenistyne", "Russes blancs", "Communisme et contre-révolution dans l'espace soviétique"
2011
The spanish banks in face of the corporate social responsibility Standards: previous analysis of the financial crisis
2013
Transparency of information in the field of CSR (Corporate Social Responsibility) is common to various standards. In recent years there has been a proliferation of standards and models for the formalization of CSR strategies. The objective is to assess the degree of implementation of standards of normalization. The analysis was conducted with data from the year 2008, coinciding with the first signs of the financial crisis, serving as a reference point to analyze the effect of the crisis. The field work was conducted using a survey answered by 57 Spanish credit institutions. We found a low degree of implementation of standards. The GRI (Global Reporting Initiative) and the ISO 14001 stood ou…
Contribution to the molecular study of the oxidative stability of white wines of Burgundy
2019
In order to understand and control the aging of wines, particularly white wines, it is necessary to deepen our knowledge about the physico-chemical mechanisms of oxidation related to oxygenation processes. For this, it is important to have tools to quantify the antioxidant capacity of white wines, and to identify the compoiunds involved, in order to anticipate the aging ability of a wine.In this study, analyzes of the antioxidant capacity by DPPH and Electron Paramagnetic Resonance (EPR) were carried out on a large number of wines during aging and from several vintages, in parallel with metabolomic analyzes, mainly carried out by Liquid Chromatography Coupled to Mass Spectrometry (UPLC-Q-TO…
Les migrations des étudiants francs-comtois vers les universités limitrophes
2001
La mobilité géographique des étudiants est un phénomène d'intérêt régional. Pourquoi va t-on étudier dans telle université, pour la qualité ou l' originalité de ses formations, pour la richesse culturelle de la ville qui l'héberge?
La langue affrontée : voix intimes des domestiques dans The Cattle Killing de John Edgar Wideman
2017
The Cattle Killing traces the path a young Black itinerant preacher – a former slave reduced to vagrancy in plague-ridden 1793 Philadelphia. During his travels, he encounters Liam and Mrs. Stubbs, a Black man and a white woman, both former servants who have come from England where Liam was indentured to painter George Stubbs while his wife was Stubbs’ maid. They came to America in hope of a better life that would save them from ambiant racism. The preacher also meets Kathryn, a black woman serving the wife of a famous Abolitionnist, a Founding Father and enlightened humanist. Kathryn works as an amanuensis for her blind mistress and writes a diary the latter dictates. Yet the servant surrep…
Modèle des voies réflexes et cérébelleuses, permettant le calcul de fonctions inverses et la commande d'un segment mécanique mobile
2004
14/07/2004; La commande et le contrôle des mouvements des membres par les voies cérébelleuses et réflexes sont modélisées au moyen d'un circuit dont la structure est déduite de contraintes fonctionnelles. 1/ La première contrainte est que les mouvements rapides des membres doivent être précis, quoiqu'ils ne puissent pas être commandés en boucle fermée au moyen de signaux sensoriels. Les voies qui préparent les ordres moteurs doivent donc contenir des fonctions inverses approximées des fonctions biomécaniques du membre et des muscles. Or une telle fonction peut être calculée au moyen de boucles de rétroaction parallèles, dont la structure est comparable à l'anatomie des voies cérébelleuses. …
Usos i abusos de la creativitat. Sociologia dels processos creatius, transicions a l'entorn digital i polítiques creatives
2016
La creativitat és una noció que genera una creixent atenció en les ciències socials. Una atenció que corre paral·lela al debat sobre les potencialitats per al desenvolupament econòmic i social de la creativitat com a habilitat professional o com a indústria. No obstant això, de forma creixent sorgeixen lectures crítiques dels abusos d’aquest concepte per a legitimar una digitalització abrupta del camp cultural i la instrumentalització de la cultura per interessos econòmics. Aquest article, a partir de les aportacions de diversos autors de la sociologia (Bourdieu, Collins i Menger) intenta replantejar en quines condicions es pot desenvolupar la creativitat i com el marc de la digitalització …
A BRIEF ANALYSIS ON DEVELOPMENT AND COMPETITIVENESS – CONSIDERING THE WORLD’S TOP TRANSNATIONAL CORPORATIONS
2012
Development represents a strategic goal for every country of the world. But it also is a “complicated issue”, given the multitude of (micro and macro economic) approaches that academics and strategists have proposed for development. By this paper we consider competitiveness as measure and indicator of development – based on World Economic Forum researches and findings. This kind of approach allows us to make some (time - and space - based) comparisons – at country level and to identify some key figures – at industry level – of the world’s top transnational corporations (ranked by UNCTAD) that can be valorised by countries (and TNCs as well) on their journey through economic development and …
Isquèmia vascular cerebral. Isquèmia TSA. Estenosi carotídia
2021
Aquest document ha estat revisat pel Servei de política Lingüística en el context de la seva presentació als PREMIS FERNANDO SAPIÑA PER A MATERIALS DOCENTS EN VALENCIÀ I EN ANGLÈS. Classe per a estudiants de tercer curs del grau de Medicina. Assignatura Gr V (34479): Patologia de l'aparell cardiocirculatori. Tema 21: Isquèmia vascular cerebral. Isquemia de los Troncs supraaòrtics. Estensosi carotídia Class for third year students of the Degree in Medicine. Subject Gr V (34479): Pathology of the cardiocirculatory system. Unit 21: Cerebral vascular ischemia. Ischemia of the Supraaortic Trunks. Carotid stensosis