Search results for "Payment"
showing 10 items of 189 documents
Touch, threats, and transactions: Pandemic influences on consumer responses and the mediating role of touch likelihood when shopping for fruits and v…
2022
The COVID-19 pandemic has influenced consumer behavior in numerous ways. Most of the public health measures have centered around minimizing social contact and physical touch. In the present study, we investigate the impact of such touch restrictions, introduced during the pandemic, on consumers’ shopping responses and payment preferences in the context of a perishable food category amenable to tactile evaluation (fresh fruits and vegetables). The study used a single-factor between-subjects design (during vs. before the COVID-19 pandemic), with the data collected in a scenario-based online experiment from a sample of 729 participants. The results revealed significantly less favorable shoppin…
Respondent Uncertainty and Ordering Effect on Willingness to Pay for Salt Marsh Conservation in the Brest Roadstead (France)
2017
International audience; This paper explores the potential link between the sensitivity of willingness to pay (WTP) to the order of presenting bid amounts in contingent valuation questions (ordering effect) and respondent uncertainty. The resource being valued is a public project to protect salt marshes against the spread of an invasive aquatic plant in the Brest roadstead (France). Valuation uncertainty is captured through a variant of payment card format where respondents are given the opportunity to report their WTP as either a single value (Option A) or an interval of values (Option B). The ordering effect is tested using both parametric models that ignore and control for the potential s…
Organic farming and economic sustainability: The case of Sicilian durum wheat
2014
In last years, the organic farming in the world is developing rapidly and Italy is the sixth country for organic area. Sicily is the main organic area of Italian territory and represents the first region for organic cereals. Among these durum wheat is the crop most widespread, especially in the hilly hinterland areas. The paper aims to analyze the economic sustainability of organic durum wheat. For this purpose, it has been determined the gross m argin of whea t within crop rotations of the Sici lian hilly hinterland, comparing 10 organic farms with 10 conventional farms. The results show a higher gross margin of organic wheat respect to conventional one, due to lower variable costs and hig…
Glosa do uchwały Naczelnego Sądu Administracyjnego z dnia 11 czerwca 2018 r., I OPS 7/17 – aprobująca
2019
The presented gloss to the resolution of the Supreme Administrative Court in Warsaw of 11 June 2018 (I OPS/17) is approved. The problems presented by the court are very complicated, the main one concerning the question in what form the obligation of paying for a stay in a social welfare home should be settled. In the Court’s opinion, the obligation to pay is due to the act, but it is necessary to issue a decision or enter into a contract in order to fulfill the obligation
Go Cashless! Mobile Payment Apps Acceptance in Developing Countries: The Jordanian Context Perspective
2022
Despite the expanding global usage of mobile phones in money transactions, the adoption of mobile payment systems in Jordan remains slow. This study employed the technology acceptance model (TAM) to identify the factors with a potential impact on mobile payment systems acceptance. The impact of perceived privacy (PP) and the mediating function of perceived certainty (PC) on the behavioral intention (BI) of mobile payment systems among Jordanian ministries were examined. Data obtained from 270 respondents were analyzed using partial least-squares structural equation modeling (PLS-SEM). The empirical findings show a positive link between perceived usefulness (PU) and PC on the BI of mobile pa…
Effects of PSD2 on security architecture of mobile banking : a review of literature
2017
This thesis aims to find out the changes that the Payment Service Directive (PSD2) will bring to the security architecture of mobile banking. PSD2 will create a situation where security mechanisms are separated from the actual banking application. Payment service providers must provide their Application Programming Interface for third party developers to give them access to authentication of payment transactions. PSD2 requires payments service providers to offer strong customer authentication with separate authentication mechanism from the banking application. This thesis found that academic literature about the security architecture of mobile banking does not provide a model where a separa…
Carte di pagamento con funzione contactless, uso non autorizzato e responsabilità dei prestatori di servizi di pagamento
2021
The essay addresses the topic of technological evolution in the payment system, focusing on the figure of contactless payment cards and the issue of unauthorized use by the holder. Having defined the discipline of payment instruments and the liability regime of payment service providers under the PSD2, the contribution examines the decision of the ECJ in the Deniz Bank case. It makes some critical remarks with respect to the methodological approach of the Court, marked by an unjustified interpretative formalism and li le inclined to an exegesis based on the parameter of efficiency, according to the models offered by Economic Analysis of Law.
Mobile Banking and Payment System : A Conceptual Standpoint
2017
This study conceptualizes and proposes a well-regulated and designated mobile banking and payment system (MBPS) with the potential to strengthen the banking system, foster the regulatory framework, and to be integrated across various platforms and mobile devices. Unlike other mobile payment systems that lack convenience, scalability, and usability, the proposed MBPS contains several important functionalities and it has the potential to bring together hitherto unconnected industries—banking, Fintech and telecoms—to offer value-added services to their existing and potential customers. The ownership of the MBPS shall remain with the financial services sector including the banking and microfina…
Information Infrastructures for eHealth
2017
This chapter provides an introductory overview of healthcare information systems, followed by a more detailed discussion on two types of core components in a public eHealth infrastructure: e-prescription solutions and governmental patient-oriented platforms. E-prescription solutions support the electronic flow of information for prescribed medications between prescribers, pharmacies and insurers that handle related payments. E-prescription solutions aim for cost containment, enhancement of patient safety, control over doctors’ prescription patterns and process quality assurance. Governmental platforms for patient- or citizen-oriented eHealth services typically offer patients access to gener…
Tax Burden, as Determining Factor of Tax Morale in Romania and European Union
2020
Tax burden and tax morale are economic variables that influence each other. Tax morale is one of the basic components of compliance decisions and fiscal pressure expresses the intensity with which revenue from taxpayers is collected from individuals and legal persons. The tax morale determines the taxpayer to voluntarily comply with the declaration and payment of taxes due to the budget. Any form of collection, other than voluntary compliance, entails additional costs that implicitly increase budget expenditures, and consequently reduce the standard of living. The creation and proper functioning of a control system, as well as voluntary compliance are imperative for achieving a high level o…