Search results for "banks"
showing 10 items of 146 documents
PASSAGE OBLIGATOIRE AUX NORMES COMPTABLES IAS/IFRS, CONTRAINTES EN LIQUIDITE ET RATIONNEMENT DU CREDIT : UNE ETUDE EMPIRIQUE DANS L'INDUSTRIE BANCAIR…
2012
Financial theory indicates that banks dependent on external resources and/or financially fragile have more difficulties in refinancing their operations of credit supply, due to the informational problems they face and/or they cause. In this context, this study tests the hypothesis that the mandatory adoption by banks of the IAS/IFRS accounting standards, known to be of higher quality, leads to an increase in the quantity of loans granted by banks constrained in liquidity, all else equal. Based on a sample of European banks, between 2003 and 2008, we obtain results in favour of this hypothesis.
Semi-strong efficiency of Bitcoin
2018
Abstract This research examines the semi-strong efficiency of Bitcoin in the Bitstamp and Mt.Gox markets, showing how the digital currency responds to monetary policy and Bitcoin events. On the one hand, we observe that Bitcoin has become more efficient over time in relation to its own events. On the other hand, Bitcoin is not affected by monetary policy news, highlighting the absence of any kind of control on Bitcoin. These findings are relevant for investors and policymakers since Bitcoin is a financial asset without any connection to the measures of central banks.
Cephalopods in the diet of the striped dolphin Stenella coeruleoalba from the western Mediterranean during an epizootic in 1990
1995
Fifteen cephalopod species from 28 stomach contents of striped dolphins, Stenella coeruleoalba (Meyen, 1833), stranded during an epizootic on the western Mediterranean coast in summer 1990, were analysed. Albraliopsis pfefferi, Onychoteuthis banksii, Todarodes sagittatus and Brachioteuthis riisei are species showing higher relative importance indices. Composition and characteristics of cephalopod preys were discussed and compared to the scarce literature for this cetacean. The data showed a mixed diet of muscular and gelatinous body squids, mainly consisting of oceanic and pelagic or bathypelagic species.
The role of public biological resource centers in providing a basic infrastructure for microbial research
2009
Public collections of microorganisms have been established since the late 19th century, and currently 573 service collections are registered at the World Data Center for Microorganisms (www.wdcm.org). All together, they hold more than 1.5 million microorganisms. By implementing guidelines compiled by the Organisation for Economic Co-operation and Development (OECD), many public service collections evolve into professional ex situ repositories of biodiversity and distribution nodes for known, validated and precisely identified microbial resources and associated information to legitimate end-users. These Biological Resource Centers (BRCs) may be the preferred mechanism for the appropriate exp…
Iain M. Banks (suom. Ville Keynäs) : Muista Flebasta
2023
Arvio teoksesta Iain M. Banks: Muista Flebasta (Consider Phlebas). Suom. Ville Keynäs. Aula & Co. 573 s. nonPeerReviewed
Effects of financial crisis on funding and credit policies: A comparative analysis between Italian local banks
2014
THIS PAPER AIMS TO INVESTIGATE THE PERFORMANCE OF ITALIAN SMALL COOPERATIVE BANKS IN THREE REGIONAL AREAS DURING THE YEARS OF GLOBAL CRISIS
Vitamin E as an IgE inhibitor: stability during cold storage of human milk
2008
Human breast milk is recommended as the unique food for neonates based on its known properties. When the production of milk by themother is not suf cient or the mother is not able to feed her child for professional reasons, milk banks or the mothers practice ofcollecting their own milk are the existing alternatives for breast-feeding. In both situations cold storage (refrigeration or freezing) can beused in neonatal units, at home and in human milk banks
Determinants of interest margins in Spanish credit institutions before and after the 2008 financial crash
2017
As interest margins of credit institutions affect economic performance of countries, finding out which are the main determinants of their evolution is a research task of great interest at current times. This is the purpose of the present paper as regards to the Spanish case over the period 2004-2012. Based on the econometric contributions by Ho and Saunders (1981) and some of its extensions, the authors develop a model that includes as explanatory variables the factors usually examined in the literature and other singular variables that might be relevant. Particularly, the rate of leverage, the quality of their assets measured according to their risk, and the profit obtained from the sellin…
Bank-firm credit network in Japan. An analysis of a bipartite network
2015
We present an analysis of the credit market of Japan. The analysis is performed by investigating the bipartite network of banks and firms which is obtained by setting a link between a bank and a firm when a credit relationship is present in a given time window. In our investigation we focus on a community detection algorithm which is identifying communities composed by both banks and firms. We show that the clusters obtained by directly working on the bipartite network carry information about the networked nature of the Japanese credit market. Our analysis is performed for each calendar year during the time period from 1980 to 2011. Specifically, we obtain communities of banks and networks …
Flavonoids of honey and propolis : characterization and effects on hepatic drug-metabolizing enzymes and benzo(a)pyrene-DNA binding in rats
1996
The influence of dietary sunflower honey, propolis, and a flavonoid extract of propolis was examined on drug-metabolizing enzyme activities in rat liver and on microsome-mediated binding of benzo[a]pyrene to DNA. Characterization of flavonoids present in sunflower honey and propolis was achieved in order to assess the relative effects of different components of honey and propolis. Honey and propolis contained the same major flavonoids, pinocembrin, chrysin, galangin, and pinobanksin. The concentration of flavonoids was higher in propolis. Sunflower honey produced no significant changes on phase I and phase II enzyme activities and no modification of in vitro binding of benzo[a]pyrene to DNA…