Search results for "pension"

Financial literacy is not enough: The role of nudging toward adequate long-term saving behavior

2020

Abstract This paper analyzes whether nudging has a relevant effect on financially literate individuals, even if these individuals are professionals with extensive experience of finance and pensions. The paper presents the results of a field experiment with employees of a leading life and pensions company in Spain. The results of the experiment show that financial literacy and awareness of the importance of saving are not enough for individuals to act. Even with pension plan experts, the combination of two types of instruments is necessary: rational instruments, such as financial literacy and awareness of the economic implications of retirement, and nudging, which moves individuals to action…

Organic-inorganic nanocomposites prepared by reactive suspension method: investigation on filler/matrix interactions and their effect on the nanopart…

2017

Epoxy resin/TiO2 nanocomposites prepared by both reactive suspension method, based on in situ synthesis, and conventional mechanical mixing are analysed by solid-state nuclear magnetic resonance and transmission electron microscopy in order to have a deeper insight into the nature of interactions at the polymer/particle interface and their effect on the nanoparticles dispersion. Specifically, solid-state nuclear magnetic resonance experiments showed that the nanoparticles, synthesized by reactive suspension method, can efficiently link the matrix by hydrogen bonds forming a hybrid organic-inorganic 3D network. Such evidences strongly supports our previously reported theory, in which the nan…

Photocatalytic Partial Oxidation of 5-hydroxymethyl-2-furfural Under UV and Natural Solar Irradiation in Aqueous Suspension of K Containing C3N4

2020

Background: The influence of the potassium metal cation on the graphitic carbon nitride (g-C3N4) photocatalyst has been studied in the partial oxidation of 5-hydroxymethyl-2-furfural (HMF) to 2,5-furandicarboxaldehyde (FDC). Objective: The aim of this study was to understand if the presence of K in C3N4 could increase the oxidative conversion of HMF to high added value species. Methods: Two sets of photocatalysts were prepared by following two different methodologies. In both series of the materials, the precursor of C3N4 was melamine with different types of the K containing species including KCl and KOH in one case and KNO3 alone in the other case. However, for both series of photocatalys…

Dispersion and Stabilization of Exfoliated Graphene in Ionic Liquids.

2019

The liquid-phase exfoliation of graphite is one of the most promising methods to increase production and commercial availability of graphene. Because ionic liquids can be easily obtained with chosen molecular structures and tuneable physicochemical properties, they can be use as media to optimise the exfoliation of graphite. The under- standing of the interactions involved between graphite and various chemical functions in the solvent ions will be helpful to find liquids capable of dissociating and stabilising im- portant quantities of large graphene layers. After a step of sonication, as a mechanical precursor, samples of suspended exfoliated graphene in different ionic liquids have been c…

Damping of rotor conical whirl by asymmetric dry friction suspension

2009

Abstract A new technique for the rotor whirl damping in rotating machinery, based on the elastic suspension of the journal boxes and the use of dry friction surfaces normal to the shaft axis between their supports and the frame, is here analysed theoretically for several cases of rotor systems characterized by mass and constraint asymmetry, where gyroscopic effects are to be expected and conical whirl motions may grow up. The critical flexural speeds can be easily cut off by an adhesive state of the supports and the whirl amplitude can be minimized as well throughout the remaining sliding range. Confining the operative angular speed of the rotor in the range of adhesive contact between the …

Using Dynamic Light Scattering for Monitoring the Size of the Suspended Particles in Wastewater

2019

Abstract A coherent light scattering experiment on wastewater samples extracted from several stages of water processing within a wastewater processing plant was carried out. The samples were allowed to sediment while they were the subject of a Dynamic Light Scattering (DLS) measurement. The recorded time series were processed using an Artificial Neural Network based DLS procedure to produce the average diameter of the particles in suspension. The method, using a single physical procedure for monitoring the variation of the average diameter in time, indicates the dominant type of suspensions in water.

Drug release from alpha,beta-poly(N-2-hydroxyethyl)-DL-aspartamide-based microparticles.

2004

Abstract Spherical pH-sensitive microparticles have been prepared by reverse phase suspension polymerization technique. Starting polymer has been α , β -poly( N -2-hydroxyethyl)- dl -aspartamide (PHEA) partially derivatized with glycidylmethacrylate (GMA). PHEA-GMA copolymer (PHG) has been crosslinked in the presence of acrylic acid (AA) or methacrylic acid (MA) at various concentration. The obtained microparticles have been characterized by FT-IR spectrophotometry, particle size distribution analysis and scanning electron microscopy. In order to have information about water affinity of the prepared samples, swelling measurements have been carried out in aqueous media which simulate some bi…

Microstructural, mechanical and tribological properties of suspension plasma sprayed YSZ/h-BN composite coating

2018

Abstract Brittleness, relative high friction coefficient and wear rate limit the applications of ceramic coatings as wear-resistant layers. However, because embedding additives with ceramic matrix has demonstrated to be an effective way to improve coating performances, different contents and size of h-BN were added into an YSZ suspension. Afterwards, the YSZ/h-BN composite coatings were manufactured by suspension plasma spray and their tribological analysis indicated that: i) the reduction of the friction coefficient and wear rate can be achieved by incorporating h-BN into YSZ coating. ii) finer h-BN particle is more helpful to enhance the tribological properties of the coating. iii) the op…

2021

Controlling thermal transport at the nanoscale is vital for many applications. Previously, it has been shown that this control can be achieved with periodically nanostructured two-dimensional phononic crystals for the case of suspended devices. Here, we show that thermal conductance can also be controlled with three-dimensional phononic crystals, allowing the engineering of the thermal contact of more varied devices without the need for suspension in the future. We show the experimental results obtained at sub-Kelvin temperatures for two different period three-dimensional crystals and for a bulk control structure. The results show that the conductance can be enhanced with the phononic cryst…

DIRECT NUMERICAL SIMULATION OF MOTION OF FERROMAGNETIC PARTICLES IN MAGNETORHEOLOGICAL SUSPENSION

2008

ABSTRACT Results simulation of magnetorheological suspension at particle level are reported. The present approach accounts for a better description of hydrodynamic interaction between close spheres. Development of lamellar structures similar to those obtained by other researchers in Poiseuille flow is observed in shear flow. Studies of single layer lamellar structures reveal presence of short chains and more complex aggregates.