Search results for "rowing"
showing 10 items of 286 documents
Household optimism and overborrowing
2018
We use Finnish household-level data from 1994 to 2013 to measure how often and what kind of forecast errors households make and how the errors are linked to the households' borrowing behavior and overindebtedness. We find that those households that make the largest optimistic forecast errors have greater debt-to-income ratios. They also are more likely to report that they suffer from excessive debt loads and have problems in coping with their bills. There are no such systematic effects for the households that make pessimistic forecast errors. peerReviewed
Household debt and labor market fluctuations
2011
Abstract The co-movements of labor productivity with output, total hours, vacancies and unemployment have changed since the mid 1980s. This paper offers an explanation for the sharp break in the fluctuations of labor market variables based on endogenous labor supply decisions following the mortgage market deregulation. We set up a search model with efficient bargaining and financial frictions, in which impatient borrowers can take an amount of credit that cannot exceed a proportion of the expected value of their real estate holdings. When borrowers' equity requirements are low, the impact of a positive technology shock on the marginal utility of consumption is strengthened, which in turn re…
Does plant growth phase determine the response of plants and soil organisms to defoliation?
2005
Abstract To test a hypothesis that the effects of defoliation on plant ecophysiology and soil organisms depend on the timing of defoliation within a growing season, we established a greenhouse experiment using replicated grassland microcosms. Each microcosms was composed of three plant species, Trifolium repens , Plantago lanceolata and Phleum pratense , growing in grassland soil with a diverse soil community. The experiment consisted of two treatment factors—defoliation and plant growth phase (PGP)—in a fully factorial design. Defoliation had two categories, i.e. no trimming or trimming a total of four times at 2 week intervals. The PGP treatment had four categories, i.e. 1, 3, 7 or 13 wee…
Foro de educación
2016
Resumen basado en el de la publicación Monográfico con el título, Enseñanza superior en Europa : objetivos contemporáneos para instituciones históricas Se describe el desarrollo de las universidades en Letonia desde la década de 1950 hasta la actualidad. Lo más alto del sistema educativo experimentó cambios junto con las transformaciones políticas del país. Letonia paso a ser parte de la Unión Soviética en 1940 y recuperó su independencia en 1991, pasando a unirse a la UE en 2004. Desde 2012 Letonia es una participante incipiente del Espacio Europeo de Educación Superior. Se describen las transformaciones de las universidades en Letonia desde la perspectiva de una teoría del aprendizaje cul…
Uptake prediction of nine heavy metals by Eichhornia crassipes grown in irrigation canals: A biomonitoring approach
2021
The principal objective of this study is to generate mathematical regression equations that facilitate the estimation of the extent to which Eichhornia crassipes (C. Mart.) Solms, water hyacinth, absorbs heavy metals (HMs) into four plant organs (laminae, petioles, roots, and stolons). This study considers the absorption of nine HMs (Cd, Co, Cr, Cu, Fe, Mn, Ni, Pb, and Zn), and the E. crassipes evaluated in this study were located in three irrigation canals in the North Nile Delta in Egypt, with sampling being conducted in both monospecific and homogenous E. crassipes. Samples of both E. crassipes and water were collected on a monthly basis during one growing season. Analysis of the water s…
Is there sustainable entrepreneurship in the wine industry? Exploring Sicilian wineries participating in the SOStain program
2016
Abstract Global climate change and the accelerating depletion of natural resources have contributed to increase discussions about the role of private enterprises in reversing negative environmental trends. Rather than focusing on profit maximization, policy makers and consumers pressure groups expect firms to meet a triple-bottom line of economic, environmental and social value creation. Hence sustainable entrepreneurship has received recently increasing interest as a phenomenon and a research topic. More recently, the concept of sustainability has been taken seriously in the Italian wine industry. The organizational challenge for entrepreneurship is to better integrate social and environme…
Using moss and lichens in biomonitoring of heavy-metal contamination of forest areas in southern and north-eastern Poland.
2017
Abstract In the years 2014–2016 biomonitoring studies were conducted in the forest areas of south and north-eastern Poland: the Karkonosze Mountains, the Beskidy Mountains, the Borecka Forest, the Knyszynska Forest and the Bialowieska Forest. This study used epigeic moss Pleurozium schreberi and epiphytic lichens Hypogymnia physodes. Samples were collected in spring, summer and autumn. Approximately 500 samples of moss and lichens were collected for the study. In the samples, Mn, Ni, Cu, Zn, Cd, Hg and Pb concentrations were determined. Based on the obtained results, the studied areas were ranked by extent of heavy-metal deposition: Beskidy > Karkonosze Mountains > forests of north-eastern …
On thermoeconomics of energy systems at variable load conditions: integrated optimization of plant design and operation
2007
Abstract Thermoeconomics has been assuming a growing role among the disciplines oriented to the analysis of energy systems, its different methodologies allowing solution of problems in the fields of cost accounting, plant design optimisation and diagnostic of malfunctions. However, the thermoeconomic methodologies as such are particularly appropriate to analyse large industrial systems at steady or quasi-steady operation, but they can be hardly applied to small to medium scale units operating in unsteady conditions to cover a variable energy demand. In this paper, the fundamentals of thermoeconomics for systems operated at variable load are discussed, examining the cost formation process an…
Borrowing and appropriation of works of art: an exploratory approach
2017
Borrowing of works of art is a consumption experience cannot be limited to its aesthetic dimension. Based on 18 semi-structured interviews with individuals and 28 «memories of works of art» published on the artothèque l’inventaire, this research aims to describe and understand experience with artwork to understand the various hybrid forms of possession of the object and the modalities of the process of appropriation. Given the results, trois figures of consumption seem to appear when it comes to borrow a work of art: the voluntary simplicity, the radical materialism and the ordinary materialism.
Financial Behaviour Under Economic Strain in Different Age Groups: Predictors and Change Across 20 Years
2021
AbstractThe present study examined the multiple micro- and macro-level factors that affect individuals’ financial behaviour under economic strain. The following sociodemographic and economic factors that predict financial behaviour were analysed: age group, year of data gathering, and attitudes towards consumption (economical, deprived, and hedonistic). Subjective financial situations and demographic characteristics were controlled for. Finnish time series data that consisted of five cross-sectional nationally representative surveys were used (n = 10 043). The analyses revealed four types of financial behaviour: cutting expenses, borrowing, increasing income, and gambling. Young adults aged…