Search results for "Credit"
showing 10 items of 503 documents
Desarrollo de la gestión medioambiental certificada en unidades hospitalarias y ambulatorias de hemodiálisis
2015
ResumenAntecedentesEl impacto ambiental de la hemodiálisis es destacado. Está destacando la actividad en este sentido incluso a nivel bibliográfico. Los sistemas de gestión medioambiental (SGMA) voluntarios, Environmental Management and Auditing System (EMAS) e International Organization for Standardization (ISO 14001), son instrumentos destacados para la protección medioambiental junto a legislación, impuestos y beneficios fiscales.ObjetivosConocer el grado de implantación de los SGMA en las unidades de hemodiálisis hospitalarias y ambulatorias del Sistema Nacional de Salud español, para disponer de un grupo de centros de referencia en gestión medioambiental en esta actividad sanitaria.Mét…
Seasonality in Tourism: Do Senior Programs Mitigate It?
2021
Seasonality is a widely recognised and accredited phenomenon known to cause an imbalance in tourism activity throughout the year, prompting tourist destinations, both public and private, to consider how best to plan the use of their resources. One way of mitigating the economic imbalances that seasonality can cause is to find strategies for seasonal adjustment, such as travel programmes aimed at the elderly. This paper analyses the seasonality of tourism activity in some EU countries, and in particular in Spain. Different indicators are used to compare the results and carry out a sensitivity analysis. The study then focuses on tourism programmes for the elderly in Spain to see whether this …
Gli obblighi di comportamento degli operatori finanziari nei contratti di credito ai consumatori relativi a beni immobili residenziali
Household Debt and Fiscal Multipliers
2015
We study the size of government spending multipliers in a general equilibrium model with search and matching frictions in which we allow for different levels of household indebtedness. The main results of the paper are: (a) the presence of impatient households and private debt helps generate government spending multipliers greater than 1; (b) as financial conditions worsen and impatient consumers find it more difficult to borrow (i.e. in a credit crunch), the size of the government spending multiplier falls; (c) conversely, employment, vacancies and unemployment multipliers are larger when access to credit becomes more difficult; and (d) the model explains the observed pattern of responses …
Roles Of Stakeholders In Strategic Decision-Making Of Microfinance Organizations
2010
Microfinance organizations provide financial services to low income people. These organizations have been increasing dramatically worldwide. This increment calls attention for these organizations and their boards to make strategic decisions which enable them perform well and compete with each other. Based on literature, this paper identifies six types of microfinance stakeholders who sit on boards. These are clients, employees, government, donors, creditors and owners. This paper discusses the different roles of these stakeholders when they sit on boards of microfinance organizations and these roles are further explained to show how they contribute to the process of making strategic decisio…
Sovereign Debt Litigation in Argentina: Implications of the Pari Passu Default
2015
On 31 July 2014, Argentina defaulted on its sovereign bonds for the second time in the 21st century. It was also its eighth default since independence1; at such frequency, this was perhaps not an especially noteworthy event. What made it so extraordinary was not that another domestic financial crisis triggered the payment default, but rather an injunction handed down by a federal district court in New York. However, despite public outrage, the wider impact of this decision is likely to be limited. That is even more so if reforms that have already started continue to be implemented. The case dates back to Christmas Eve 2001, when the interim Saa administration declared a payment suspension o…
La praxis de la excelencia universitaria entre la paranoia de sus promotores y la culpa de sus víctimas: hacia la recuperación del deseo docente y la…
2017
Hasta 2015 la universidad de Valencia era la única universidad pública en el Estado espa- ñol que no había aprobado el programa Docentia. Dicho programa apareció en 2006, en el escenario de la integración del sistema universitario español en el Espacio Europ eo de Educación Superior (EEES). La Agencia Nacional de la Evaluación de la Calidad y Acreditación (ANECA) propu-so/impuso al conjunto de las universidades públicas españolas un nuevo programa que desde la apli- cación de los criterios de la razón neoliberal (Dardot & Laval; 2013) perseguía controlar y gestionar, en términos básicamente empresariales, la actividad docente. Este trabajo sitúa dicho programa en el proceso de mercantilizac…
Rethinking the role of Higher Education
2013
The market has to change as our current society becomes increasingly diverse and so do workers’ competences, which are now more and more cross-disciplinary. New training models have appeared seeking to meet such market and society needs. This editorial reflects on the pressing need to redefine university education and the accreditation processes in non-formal education. En el contexto actual en el que cada vez la sociedad es más plural, las necesidades del mercado cambiantes y las competencias que se requieren a los trabajadores más tranversales, aparecen nuevas modalidades de formación, modalidades asociadas a las necesidades del mercado y al interés de las personas. Este editorial reflexi…
The Changing Role of the State in French Higher Education: From Curriculum Control to Programme Accreditation
2004
The French higher education system is currently undergoing deep changes in relation to degree structure and accreditation process. In the wake of the Bologna declaration, new state regulations have been introduced since 2000 that aimed at building a degree structure that is common to all higher education institutions. As their implementation will be phased in step by step until 2006, a study of the accreditation processes in operation in France must present both past and future schemes.
Credit and financial markets in the Iberian Peninsula at the end of the Middle Ages. Historiographic production and recent developments
2021
El artículo examina la trayectoria de los estudios sobre el crédito y los mercados financieros en la Península Ibérica a finales de la Edad Media, desde los primeros trabajos sobre la usura y el préstamo a interés, fundamentalmente judío, en la primera mitad del siglo XX, hasta las líneas de investigación más recientes, que se ramifican en diversas direcciones, desde el marco teórico, doctrinal y legal del mercado del crédito y el estudio de los diferentes instrumentos financieros –préstamo a interés, crédito comercial y bancario, crédito a largo plazo en forma de censales y censos consignativos– a la deuda pública y el crédito privado, especialmente el crédito rural. Todos estos estudios m…